How Can I Get Money Off Cash App Without a Card? (All You Need to Know)

When you open a Cash App account and verify it, you receive a Cash Card that you can use to pay for products and services and withdraw cash.

However, if you don’t have a card or your card has some issues, you might be wondering whether it’s possible to withdraw money by other methods. Here’s what I found out!

How Can I Get Money Off Cash App Without a Card in 2024?

If you don’t have a Cash App card, you can withdraw money from your account through other methods like a bank transfer or sending money to your family and friends. When you send money to a bank account, this money will be deposited in your account depending on the speed you choose in 2024.

Read on for more information about how to get money off Cash App without a card, along with other useful and related facts!

How Can I Withdraw Money From Cash App?

Once you receive funds in your Cash App account, you can withdraw the cash using the app. Here are the steps to follow:

  1. Open the app on your device.
  2. Scroll to the lower part of the screen and select the Banking tab, which directs you to the cash balance page.
  3. From this page, you can see the available balance.
  4. Tap on the Cash out button.
  5. Enter the amount you want to withdraw.
  6. Scroll to the bottom of the screen and click on Cash Out.
  7. On the next tab, select your preferred withdrawal method, whether Standard or Instant.

How Can I Withdraw Money From Cash App Without My Card?

If you don’t have your Cash Card or it has some issues, you can still withdraw funds from your account. Here’s how to do this:

  • Bank Transfer

When registering for a Cash App account, users link their account to a bank account. This comes in handy when you need to withdraw cash without a card.

You can follow the steps for cash withdrawal to effect the bank transfer to your account. If you choose Instant deposits, the money will be deposited immediately.

However, if you select the Standard option, the money will reflect in your account within 1-3 business days. This option is free, but Instant deposits are subject to a 0.5%-1.75% fee.

Once the money is deposited in your bank account, you can use your ATM to withdraw the cash.

  • Send the Cash to a Friend

Your other option is to send the money to someone you trust, which could be a family member, friend, or colleague with an active Cash App card.

Once you send money to the recipient, you can ask them to withdraw it using their cash card.

However, remember that the withdrawal duration depends on whether you choose Standard or Instant deposits.

  • Visit Retail Stores

On the other hand, you can also withdraw money from your account at select retail stores such as Walmart, Walgreens, Target, and Dollar.

However, ensure that you only visit retail stores that provide Cash App services. As well, you’ll need your phone to complete the transaction.

Can You Withdraw Money From Cash App Without a Bank Account?

Can You Withdraw Money From Cash App Without a Bank Account?

If you don’t have a linked bank account, you can withdraw cash by sending it to a trusted user for them to withdraw it for you.

As well, you can visit a retail store to get the cash from your account.

However, it’s advisable to link your Cash App to a bank account to enjoy the full benefits of the payment platform. Ensure that you verify your account to make transactions easier.

How Long Does It Take to Receive the Cash App Withdrawal?

When you withdraw money from Cash App, how long it takes to receive the money will depend on the speed option you choose.

If you choose a Standard deposit, the money will be in your bank account within 3 business days.

However, if you go for Instant deposits, the cash will reflect immediately, and you can withdraw it from the ATM or at the bank.

How Can You Avoid Withdrawal Charges?

Most Cash App transactions aren’t charged a fee. Therefore, you can avoid paying fees if you link your account to a card or bank account to make it easier to withdraw funds.

Additionally, you can avoid paying fees by sticking to Standard deposits, as they are not subject to the 0.5%-1.75% fee.

To know more, you can also read our posts on how to use Cash App without a card, how to send money on Cash App without verification, and whether Cash App or PayPal is better.

Conclusion

If you don’t have a Cash App card, you can withdraw money from your Cash App account through other methods like a bank transfer or sending money to your family and friends.

When you send money to a bank account, it will be deposited in your account depending on the speed you choose. Standard deposits take 1-3 business days, while if you choose the Instant option, it will reflect immediately but at a fee.

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Cara Suppa

Cara Suppa has been freelance writing for over a decade and holds a BA in English and an MS in Integrated Marketing Communications. Outside of work, she is an avid cook, gardener, and discount shopper.

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