Does Amazon Accept Afterpay? (Try This Instead)

In today’s world, consumers are looking for easy and convenient ways to shop and pay. Afterpay is a prime example, as this buy now, pay later program is a fresh alternative to traditional credit cards.

If you’re interested in buy now, pay later, you may be wondering does Amazon accept Afterpay? I wanted to find out the same thing, so I looked into it and here’s what I can confirm!

Does Amazon Accept Afterpay In 2022?

Unfortunately, Amazon does not accept Afterpay as of 2022. In place of Afterpay or layaway, Amazon offers special financing for Amazon cardholders or shoppers who buy Kindle e-readers, Fire tablets, and Alexa devices. Alternatively, Amazon customers can use Afterpay at PetSmart, Bed Bath & Beyond, Forever 21, Old Navy, and more.

If you want to know more about why Amazon doesn’t accept Afterpay, including alternative buy now, pay later options, keep reading our helpful guide!

Why Doesn’t Amazon Accept Afterpay?

Essentially, Amazon does not accept Afterpay because it’s not worth it for the massive e-commerce retailer.

While many stores are now offering Afterpay as a way to incentivize shoppers and provide more flexible payment arrangements, Amazon leaders don’t feel the need to incorporate Afterpay on this leading e-commerce platform.

While many clothing and home retailers are taking advantage of Afterpay and finding it works well for their customers, Amazon doesn’t need to rely on this payment platform to bring in customers.

Amazon has millions of loyal shoppers who have proven they will shop on Amazon even if there is no Afterpay option.

That’s not to say that Amazon won’t offer Afterpay in the future.

It’s anyone’s guess how big Afterpay will become and if consumer activity and demand will lead Amazon in the direction of more flexible payment offerings.

However, as of 2022, Amazon leads the way in e-commerce, even without Afterpay or similar payment programs.

Can You Buy Now, Pay Later On Amazon?

Can You Buy Now, Pay Later On Amazon?

As the name suggests, buy now, pay later lets you secure the purchase and make payments later.

Afterpay and Klarna are two of the most popular financial services companies in the U.S., and many companies smaller than Amazon are jumping on this trend.

Unfortunately for shoppers who like the idea of buy now, pay later, it’s not an option on Amazon.

While you can’t select Afterpay or Klarna when checking out on Amazon, you may be able to get a monthly payment plan if you buy select Amazon devices.

This attractive payment offering is reserved for products developed directly by Amazon and sold under the brand name, such as Kindle e-readers, Fire tablets, and Echo smart home devices.

If you decide to purchase one of Amazon’s leading tech gadgets, you should see any available options for payment plans on the product detail page.

The initial payment is due before the device is shipped to you, and then there are four equal monthly payments charged to your preferred payment method every month.

In addition to monthly payment plans on select items, Amazon also offers promotional financing on qualifying purchases made with an Amazon credit card.

Once you sign up and are approved for an Amazon store card, you will see additional payment options and special offers while shopping on or the Amazon app.

What Online Retailers Accept Afterpay?

Amazon may not accept Afterpay, but plenty of its competitors do, especially when it comes to clothing retailers. 

The list of U.S. retailers accepting Afterpay currently includes around 7,400 merchants, most in the beauty and apparel space.

Some of the most well-known apparel retailers that take Afterpay include Forever 21, Old Navy, Dillard’s, UGG, Fabletics, Levi’s, Pacsun, Urban Outfitters, and many more.

There are also plenty of beauty brands such as Jo Malone London, Credo Beauty, MAC Cosmetics, and The Cosmetics Company Store.

Although Amazon has thousands of well-priced home items for sale, shoppers who like to buy now, pay later may prefer Bed Bath & Beyond or The Container Store, as both accept Afterpay.

Amazon is also a popular place to buy accessories, but if you need to buy now, pay later, then there’s Afterpay available for Crocs, Steve Madden, Pandora, and LensCrafters, among many others.

To know more about Amazon’s payment methods, you can also see our posts on whether or not Amazon takes WIC, if Amazon has payment plans, and if Amazon has layaway.


Amazon may not accept Afterpay, but there are some select products you can get monthly payments on. 

Amazon offers equal monthly payments and special financing for Amazon cardholders, as well as monthly plans for Kindle e-readers, Fire tablets, and smart home speakers and similar devices.

If you’d prefer to shop with Afterpay for a wider range of products, you may want to check out PetSmart, Bed Bath & Beyond, Forever 21, Old Navy, or Dillard’s, just to name a few.

You can view a full list of U.S. stores that accept Afterpay on the official website:

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About the author

Marques Thomas graduated with an MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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