With the rise of buy-now-pay-later websites, this question often arises: does Amazon accept Sezzle?
To help our readers find out if Amazon accepts Sezzle, here’s our guide about using a Sezzle account or other similar financing accounts on Amazon!
Does Amazon Accept Sezzle In 2023?
Amazon doesn’t accept Sezzle virtual cards as a payment option in 2023. However, Sezzle can be used for many other online and physical store locations like Target. As well, Amazon partnered with Affirm to accept $50 or more virtual card payments. Also, Klarna payments are accepted on Amazon, and points on purchases can be redeemed for Amazon gift cards.
To find out how shoppers can use virtual payment options like Sezzle, Klarna, and more to make purchases, keep reading for more facts!
Who Accepts the Sezzle Virtual Card Instead?
At this time, shoppers can only use their Sezzle Virtual Card at limited online retailers and select in-store locations.
Many of the brands that are found on Sezzle are niche retailers. However, there are some large brands that you may be familiar with as well.
For a detailed listing of the growing list of retailers, download and log in to the Sezzle app to search through store categories.
Some of the stores that are currently featured on the app include the following:
- Charlotte’s Web
- Bass Pro Shops
- Legacy Box
- Bellami Hair
- Perfectly Posh
- Makeup Eraser
- Early Bird Bedding
- Nana Macs Boutique
- K9 Ballistics
- Zala Hair Extension
- Jack Archer
- Tres Colori
- Canada Weather
- Lazarus Naturals
- Ballislife, LLC
- Acta Wear
- Supplies Outlet
- The Stainless Depot Company
- Pure Hockey
- Sigma Beauty
Can I Use Sezzle at Target?
Another prominent retail location that accepts Sezzle is Target. With the Sezzle virtual card, shoppers can purchase online and in Target stores.
During checkout, in-store just as with online purchases, shoppers will be required to pay 25% of the purchase.
Afterward, the remaining balance will be spread out over three payments every two weeks.
What Are the Benefits of Using Sezzle for Purchases?
One of the benefits of using Sezzle is that it allows shoppers to finance items that may not typically have that availability.
After a soft credit check, a spending limit is established based on several factors beginning with your credit score.
However, this spending limit can grow with time and positive payment history.
Another benefit is that since Sezzle fronts the money and pays the merchant immediately, shoppers don’t have to wait to take items home.
For those familiar with traditional lay-a-way, you may recall that the store held the item until the final payment, although things were financed.
Finally, one of the best benefits is that shoppers pay 25% at the time of purchase and then spread out the remainder over time.
Once the original payment is made, the remaining balance is paid out in 3 equal payments every two weeks.
What Financing Virtual Cards Does Amazon Accept?
Although Amazon doesn’t accept Sezzle virtual card payments, several virtual cards you can use for payment include Affirm and Klarna.
Does Amazon Accept Afterpay?
Similar to Sezzle, Afterpay is an emerging virtual card service payment used by many small businesses and larger retailers.
However, at this time, although Amazon and Afterpay share certain brands, shoppers can not use Afterpay for Amazon purchases.
Does Amazon Accept Klarna?
If you have a Klarna account, you can use it at Amazon. However, the purchase will need to be made from the Klarna app.
In addition, making purchases on the Klarna app in any store can earn shoppers points that they can redeem for Amazon gift cards.
Does Amazon Accept Affirm?
Although only offered to select Amazon customers and is limited to purchases of $50 and above, as of 2023, Amazon has partnered with Affirm to offer finance.
Currently, Affirm is the largest company in the growing buy-now-pay-later installment loan industry.
Even though Amazon doesn’t accept Sezzle, there are plenty of other places that do.
With Sezzle, you can use your credit or debit card to purchase a small initial purchase price and then spread the remaining balance over three payments.