Many credit card users have more than one in their wallets, the most popular being Visa and MasterCard. However, the American Express card is quickly gaining more popularity.
But, the American Express card is not always accepted everywhere, including in the US. So, you may be wondering, does Burger King accept American Express? If you have always wanted to know the answer to these questions, read on!
Does Burger King Accept American Express In 2023?
Only select Burger King restaurants accept American Express as of 2023. This is because Burger King allows individual franchise owners to decide what credit cards they will accept. Additionally, most of Burger King’s franchises accept major credit cards like Visa, Mastercard, and Discover. But, only a handful accept American Express.
So, why doesn’t Burger King utilize American Express as often as other major credit cards? If you want or need to know the answer to this question and more, read further!
Why Don’t Companies Like Burger King Use American Express?
There are several reasons why a retailer or franchise may not accept an American Express credit card.
Among them is the cost of use, which is generally calculated as a transaction percentage.
For instance, Burger King has to pay credit companies a fee for using their card. Regarding American Express, the cost for its use is considered way too high for most to consider.
What Do Burger King Franchisees Have To Consider When Accepting American Express?
Businesses have to look at the overhead cost of running their companies, and Burger King is no exception.
With that, there are a few factors to consider, like the size and location of the business, customer traffic, daily transaction rates, and markups.
As stated previously, American Express charges higher fees, likely because they don’t rely on interest rates as Visa and Mastercard do.
Instead, American Express mainly depends on the fees from the companies that use them, making them inaccessible to most.
How Do I Find A Burger King That Accepts American Express?
A Burger King locator online can help you find the Burger King franchise closest to you, which breaks down locations by area, address, and contact numbers.
In addition, you may be able to reach out to the franchise in question online. In any case, you should contact the store first before visiting the store to ensure it accepts American Express.
How Can You Use American Express At Burger King?
In some cases, you can use your American Express card to purchase fast-food items for delivery using third-party mobile delivery apps.
So, if you want to buy a burger from Burger King using your American Express card, you might be able to do so by making an online order.
Can You Use An American Express Gift Card At Burger King?
Yes, you can use both American Express physical and digital e-gift cards at Burger King. Again, this is because such cards bypass merchant restrictions.
Additionally, because these cards are prepaid, the funds are readily accessible for debit. In other words, the fee has been paid by the customer who bought the card.
To know more about Burger King, you can also read our posts on whether or not Burger King accepts EBT, if Burger King takes Apple Pay, and if Burger King accepts PayPal.
Burger King lovers can use American Express cards, but it is not as common as Visa and MasterCard.
With that, the reason franchisees refuse American Express can vary, but the primary reason is the cost of American Express’s use.
That said, you can bypass merchant restrictions by ordering with an American Express card online and purchasing via delivery or pick-up.