Does Costco Use PayPal? (All You Need To Know)

PayPal is by far one of the world’s most widely used forms of electronic money transfer used for online shopping and even in retail and grocery stores!

So since Costco is a popular destination for thousands of people looking to buy a variety of items regularly, you may be wondering if Costco uses PayPal. Here is what I’ve found out!

Does Costco Use PayPal?

Unfortunately, Costco does not take PayPal. As Costco has a direct agreement with Visa, PayPal is not accepted as a payment method either in-store or on the website. However, customers can get a PayPal Visa debit card which allows instant transfer of PayPal funds to the card.

If you want to know more about the payment methods accepted by Costco in-store and online, whether Costco Canada accepts PayPal, and much more, keep on reading!

Does Costco Online Use PayPal?

Costco’s online platform does not use PayPal as an accepted form of payment. Instead, Costco does accept a variety of other modes for purchasing items online (see below).

Is There A Way To Use Your PayPal Balance To Purchase Items At Costco?

Although PayPal is not accepted at Costco, you may still be wondering how you can use your PayPal account balance to make purchases at Costco stores.

Here are several indirect ways you can use your PayPal balance at Costco stores and online:

  • Transfer money from your PayPal account to your local bank account and then pay at the Costco store using a check, debit card, or a Visa credit card
  • You can get the PayPal Visa debit card and then use it to make purchases both online and in-store since Costco accepts Visa PIN-based debit and credit cards

Note that if you decide to pay using a credit card, Costco stores in the U.S. will only accept Visa cards whereas stores in Canada will only accept MasterCard cards.

Does Costco Canada Accept PayPal?

Since Costco has a large number of stores in Canada as well as the U.S., you may want to know if Canadian stores accept PayPal.

However, the answer is that Costco Canada does not accept PayPal as a valid form of payment either (both in-store and online). You must use any of the above-listed methods to make purchases at Costco stores in Canada.

What Other Forms Of Payment Does Costco Accept?

Even though Costco does not accept PayPal as a valid payment method either in-store or online, it does accept several other payment methods.

Here is a list of accepted payment methods at Costco warehouse locations:

  • All types of Visa credit cards
  • PIN-based debit/ATM cards
  • Personal checks
  • Business checks
  • Cash
  • Costco shop cards
  • Traveler’s checks
  • Electronic Benefits Transfer (EBT) cards
  • Apple Pay
  • Samsung Pay
  • Google Pay

Note that if you decide to make a purchase at Costco using any form of checks or EBT cards, you must bring along a valid government-issued photo ID for verification purposes.

Additionally, here are all the modes of payment you can use to make purchases at Costco’s online platform:

  • All types of Visa cards
  • MasterCard credit and debit cards
  • PIN-based ATM/debit cards
  • Costco shop cards
  • Discover cards

To learn more, you can also see what credit cards Costco gas accepts and if Costco accepts American Express.

Additionally, if you have some PayPal funds available, you can see our other guides on whether or not IKEA and Walmart accept PayPal.


Costco does not use PayPal both in-store and online as a valid form of payment either in the U.S. or in Canada.

However, you can pay at Costco using all Visa cards, PIN-based debit and ATM cards, cash, personal and business checks, and through mobile payment methods such as Apple Pay, Samsung Pay, and Google Pay.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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