Does Home Depot Give Rain Checks? (Try This Instead)

Home Depot, a leading home improvement retailer in the U.S., offers a variety of discounts and promotions to allow customers to save money on their purchases.

However, if an on-sale item goes out of stock before you can purchase it, will Home Depot give you a rain check as compensation? Here is what I’ve found out about this!

Does Home Depot Give Rain Checks?

Unfortunately, Home Depot does not give rain checks to customers in-store or online. Instead, Home Depot customers can choose alternative methods such as ‘buy now, pay later’ services and various credit options. Other stores that offer rain checks include Target and Walgreens.

If you want to learn more about how customers can save money at Home Depot, whether Home Depot offers payment plans, and much more, keep reading!

Customers Can Use Pay Now Pay Later Instead Of Rain Checks At Home Depot

Home Depot accepts several “Buy Now Pay Later” plan providers, such as Klarna US and Quadpay, allowing customers to finance their high-value purchases.

For example, Quadpay allows customers to break the value of their purchase into 4 interest-free payments to be made over the course of 6 weeks.

So while this is not as good as a rain check, this might be the next best thing for Home Depot customers.

Does Home Depot Have Payment Plans?

Unfortunately, Home Depot does not have in-store payment plans. However, they offer a range of credit options that can help you pay for your purchases if you are eligible.

For example, the Home Depot Consumer Card can give you 6 months of financing with purchases of over $299 or more, which can be suitable for renovation projects.

Home Depot offers customers a Project Loan for larger projects to borrow a maximum of $55,000 for up to 7 years.

Keep in mind that the credit options available at Home Depot are subject to availability.

What Other Stores Offer Rain Checks?

Does Home Depot Accept Buy Now Pay Later Plans?

From our research, Target is one of the only big-box retailers left in the United States that still offers customers the option to raincheck products.

Target can offer rain checks to customers that are valid for 30 to 45 days, depending on your state.

Note that rain checks issued by Target can be used in any Target store, making it quite easy to utilize them on time.

Other than that, Walgreens also issues rain checks on most items except for Register Rewards or Balance Rewards items which are valid for 30 days.

If Walgreens have not restocked the item during this time, employees can sometimes substitute a similar item of the same brand at the advertised price for the rain check.

Unfortunately, Lowe’s, Costco, Walmart, Ace Hardware, and Menards do not price match.

Other Ways To Save At Gome Depot

Although Home Depot does not offer rain checks on discounted products, there are several ways to save money in-store and online.

For example, customers can use Home Depot’s Low Price Guarantee to price match items sold at a lower price at a competitor’s store or website.

Note that the items must be identical in brand, volume, and color and must be available at both Home Depot and the competitor’s store.

Other than that, Home Depot also has regular sales and offers on its website and in-store, including special promotions where customers can save money on selected products.

If you are looking to learn more about Home Depot, you can read our related posts on whether or not Home Depot takes checks, if Home Depot accepts Apple Pay, and if Home Depot has layaway.


Home Depot is unable to give rain checks for promotions in its store and online, similar to its competitor stores Lowe’s and Ace Hardware.

To help customers save money, Home Depot has a number of features in store, including a Low Price Guarantee which offers price adjustments, and regular offers and discounts.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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