Venmo is a popular app for sending and receiving funds from people you know. It is quick and convenient, so many often wonder if it’s available to use outside the US, for example, in Canada.
So, if you live in or are traveling in Canada, will you be able to use Venmo? I’ve done the research for this topic, and here is everything I found!
Does Venmo Work in Canada in [currentyear]?
Since Venmo is meant to be used exclusively in the US, you won’t be able to sign in or use Venmo in Canada in [currentyear]. Even if your account is connected with your US residence and phone number, it won’t work if you are traveling abroad in Canada. In addition, if you are using a VPN, the Venmo app won’t work.
Even though Venmo isn’t available in Canada, there are still ways to transfer money within the country or send money to someone in Canada from the US, so keep reading to learn more!
What Cash Apps Work in Canada?
Even though you won’t have access to Venmo in Canada, there are still plenty of money transfer apps that are available there.
These include Wealthsimple Cash, Apple Pay Canada, PayPal Canada, Google Pay Canada, Samsung Pay Canada, and Wise.
Once you find an app that works for you, sending and receiving money in Canada should be a breeze.
(Keep in mind that Cash App is also unavailable to use in Canada.)
Does Canada Have PayPal?
One of the perks of PayPal is the fact that it’s available to use in many countries, including Canada.
PayPal is actually the parent company of Venmo, but PayPal is much more widely used.
Signing up for PayPal in Canada is much the same as signing up in the US. Simply download the official app or go to paypal.com/ca/home.
Why Is Venmo Only in the U.S.?
Venmo was first created in the United States in 2009, and since then has only been supported within the US.
The Venmo app and website platforms won’t function if you are outside the United States.
This is possibly because it operates under certain US laws or regulations that aren’t relevant elsewhere, though this remains unclear.
However, there are many other money transfer apps that are available all over the world, so you should be able to find one that works for you.
What Is the Best Way to Send Money From the US to Canada?
Currently, the best and fastest services to send money from the US to someone in Canada are Currencyfair and Wise.
With Wise, you can send a bank transfer, direct bank payment, or a debit or credit card payment.
Currencyfair only sends money as a bank transfer. While it’s the best deal, it takes three to four days to transfer, while Wise only takes two days to transfer.
Additionally, you can use Instarem, xe, WorldRemit, xend>pay, xoom (by PayPal), and Bank of America to transfer money to someone from the US to Canada.
Can I Use My Venmo Debit Card in Canada?
Since Venmo only functions within the US, you won’t be able to use your debit card in Canada, even though you have a physical card. This also applies to Venmo credit cards.
Can I Use Venmo If I Am Traveling in Canada?
If you are a resident of the US and have a Venmo account, but are traveling in Canada, you won’t be able to sign in or use your Venmo account.
This is because Venmo is not supported outside the US. In addition, you should make sure you aren’t using a VPN, because this may prevent Venmo from working as well.
Therefore, if you need to send money while abroad, you should look into other transfer apps, such as PayPal.
To learn more, you can also see our posts on how does Venmo make money, why is my Venmo not working, and why can’t I transfer money from Venmo.
Conclusion
Venmo is only supported within the US, so you won’t be able to use it in Canada. If you are a resident of the US and have Venmo on your phone, you still won’t be able to use it if you are traveling in Canada.
If you need a way to quickly transfer money within Canada, you can try PayPal, Wise, Apple Pay, Google Pay, Samsung Pay, or Wealthsimple Cash.
