As Walmart continues to grow and expand, the retail giant is moving beyond exclusively offering physical products. For example, some Walmart locations offer auto, pharmacy, vision, and banking services for customers.
So, if your local Walmart has a MoneyCenter, you might be wondering when Walmart MoneyCenters are open. If so, keep reading this article to see what I learned on the topic!
Walmart MoneyCenter Hours In 2022
The Walmart MoneyCenter’s hours of operation vary based on the store’s location, but it’s generally open from 7 am to 6 pm Mon-Sat and 10 am – 6 pm on Sunday in 2022. To view a specific Walmart MoneyCenter’s available hours, use the Walmart store locator and click on “Store Details.” Additionally, Walmart MoneyCenter allows you to cash checks, open a credit card, and pay bills.
If you want to learn more about Walmart MoneyCenter, such as if it’s open on Sundays, what services are available, and if it’s worth using, then keep reading for more interesting facts!
When Is the Walmart MoneyCenter Open?
The Walmart MoneyCenter hours of operation vary based on location, but generally, it’s open from 7 am to 6 pm. Nevertheless, to find out when your local Walmart MoneyCenter is open, simply use the retail store’s store locator, which you can find here.
After reaching the store locator page, type in your zip code, and the page will automatically generate the Walmart stores in the area.
Afterward, select the Walmart store you usually visit and click on “Details,” followed by selecting “Store Details.”
Next, scroll down and locate the hours of operations for “Money services,” and you can see when the Walmart MoneyCenter is available.
Also, keep in mind that the Walmart MoneyCenter’s hours of operation are typically different from the store’s general business hours.
Is the Walmart MoneyCenter Open on Sunday?
As previously mentioned, each Walmart MoneyCenter has different hours of operation.
However, some MoneyCenters are open on Sunday with shorter business hours than the weekdays.
What Services Does the Walmart MoneyCenter Offer?
The Walmart MoneyCenter offers an array of banking and money services for those without a checking or savings account.
For example, some of the services available at Walmart’s MoneyCenter include:
- Credit cards
- Reloadable debit cards
- Send and receive money domestically
- Send and receive money internationally
- Banking app
- Manage gift cards
- Installment financing
- Check cashing
- Express money services
- Check printing
- Tax prep services
- Bill payments
- Money orders
- PayPal services
What Is the Walmart MoneyCard?
A Walmart MoneyCard account allows customers to earn cash back at Walmart, pay bills, send money, and save money with a convenient mobile app.
Additionally, MoneyCard accounts have a chance to win cash prizes every month and don’t require a credit check or minimum balance to receive a card. Moreover, some of the features of a Walmart MoneyCard include:
- 3% cash back at walmart.com
- 2% cash back at Walmart gas stations
- 1% cash back at Walmart stores (up to $75 a year)
- Overdraft protection (up to $200)
- No monthly fees
- Early payments with direct deposit (get paid up to two days before your typical payday)
- Ability to add up to four family members to your account
Additionally, the Walmart MoneyCard app is free to download and makes managing your money simple. For example, through the Walmart MoneyCard app, you can pay bills, deposit checks, view your kids’ accounts, and much more!
Can You Cash Checks at Walmart’s MoneyCenter?
Yes, you can certainly cash checks at any Walmart MoneyCenter, which is convenient if you don’t have a checking or savings account. Further, you can cash any of the following types of checks at a Walmart MoneyCenter:
- 401(k), retirement disbursement checks
- Cashier’s checks
- Government checks
- Insurance settlement checks
- Payroll checks
- Preprinted checks
- Tax refund checks
- Two-party personal checks
- MoneyGram money orders
However, before you cash a check at Walmart, it’s important to know that there are some fees associated with the services, which vary based on the amount of the check. For example, Walmart MoneyCenter charges the following fees for check cashing services:
- Preprinted checks up to $1,000: $4 fee
- Two-party checks up to $200: $6 fee
- Preprinted checks over $1,000 and up to $5,000: $8 fee
Moreover, if you have a check over $5,000, it’s unlikely you’ll be able to cash it at a Walmart MoneyCenter. Therefore, it’s best to call ahead to ensure that Walmart can cash your check.
Is the Walmart MoneyCenter Worth Using?
The Walmart MoneyCenter is worth using in certain circumstances. For example, if you prefer the convenience of having access to an array of financial services at the same location where you buy your household goods and food, the MoneyCenter is worthwhile.
Also, if you don’t currently belong to a bank, the Walmart MoneyCenter allows you to cash checks or use the MoneyCard to keep your finances secure.
Additionally, the Walmart MoneyCenter offers the basic services available at any bank, so it likely has everything you need.
However, if you already belong to a bank, the Walmart MoneyCenter may not be right for you.
As well, if you don’t shop at Walmart very often, then the MoneyCenter might be out of your way to take care of your banking needs.
The hours of operation for a Walmart MoneyCenter vary based on location. However, you can use the Walmart store locator to find out when the MoneyCenter near you is open.
Also, at Walmart’s MoneyCenter, you can open a credit card, use the MoneyCard to manage finances and cash checks.