Amazon Rewards Program (How It Works, Cash Back + More)

Amazon’s Prime membership is an excellent way to save a lot of money on shipping if you’re a frequent Amazon shopper.

However, you may be curious about additional benefits you can receive from shopping frequently at Amazon. For example, does Amazon offer its customers a rewards program?

Here is everything I uncovered about Amazon’s rewards!

Amazon Rewards Program

Amazon offers two Visa credit cards for both non-Prime and Prime members. Amazon Rewards allows customers to earn either 3% or 5% cash back on, 2% at restaurants and gas stations, and 1% back on all other purchases. You need to fill out forms before qualifying for Amazon rewards. 

To learn more about the rewards at Amazon and how the cash-back process works, keep reading!

Does Amazon Have A Rewards Program?

As if shopping on Amazon couldn’t get any better, the company also has an excellent rewards program.

Amazon offers its customers the choice between two Rewards Visa Cards, which provide cash-back on every purchase, both on and off

If you are an Amazon Prime member, you qualify for 5% cash back on and Whole Foods Market purchases.

In comparison, non-Prime members can get 3% cash back on and Whole Foods Market purchases.

What Rewards Can You Earn With Amazon?

The Amazon Rewards Visa Signature Card allows its customers to earn either 3% or 5% cash back on and Whole Foods Market purchases, depending on whether or not they are Amazon Prime members.

The Amazon reward points also qualify for Whole Foods Market 365 and online Whole Foods Market purchases. But the rewards you can earn at Amazon don’t stop there!

Customers can earn 2% cash back at gas stations, restaurants, and drugstores and 1% on all other purchases.

How Do Amazon’s Rewards Work?

Amazon’s Visa rewards work similarly to other company credit card rewards programs. With that, the percentage of cash back rewards you earn are transferred into a points system.

For example, you receive one point for every penny you earn in the percent cash back rewards.

Then, for every 100 points you earn, it equals one dollar you can redeem at towards qualifying purchases.

If you don’t want to use your Amazon rewards at, the e-commerce giant also allows you to redeem your points through Chase Bank for cash back, gift cards, and travel.

How Do You Qualify For Rewards At Amazon?

How Do You Qualify For Rewards At Amazon?

Signing up for Amazon’s Visa card is simple. All you have to do is sign in to your Amazon account and find the Visa application page.

The website will then prompt you to enter certain information, which Amazon will use to determine whether or not you qualify for the Visa Rewards card.

If your application is instantly approved, you must consent to the Cardmember Agreement, the Amazon Rewards Visa Signature account terms, and other forms.

However, note that not every application is approved instantly.

If your application isn’t approved right away, it’s because Chase Bank needs to complete the review process, which takes between two to four weeks.

When Are Your Amazon Rewards Points Available?

When you view your accumulated points balance on your Amazon Rewards Visa Signature Card, the total reflects your points balance as of your last billing cycle.

The points earned in a billing cycle are available once it ends.

When you use your Amazon reward points to shop at, the points are deducted as soon as your order ships.

However, if you redeem your Amazon reward points on for cash back, gift cards, or travel, your points are immediately deducted from your account balance.

Are There Minimum Redemption Amounts?

There are no minimum redemption amounts when you buy items on

However, if you want to use your points for gift cards or cash back, there are minimum redemption amounts (which vary between customers).

How Do You Check Your Rewards On Amazon?

Amazon allows you to check on the status of your rewards at any point in time.

To see your available points and rewards history, visit your Amazon Prime Rewards Visa Signature account.

Additionally, you can view your points earned on each purchase by logging on to

After logging in, go to the “See Account Activity” section and select the plus sign next to each transaction for further details.

What Other Qualifications Do Amazon Rewards Entail?

In addition to significant cash-back rewards, Amazon’s rewards program has several other perks. Some additional benefits to applying for the Amazon Visa card include:

  • $50 welcome bonus for non-Prime members
  • $100 welcome bonus for Prime members
  • 10% cash back on certain offers (for Prime members only)
  • No point maximum or earning limit
  • No expiration on points (as long as you’re a cardholder) 
  • Automatic enrollment into the Shop with Points program

If you want to learn more about shopping at Amazon, you can also check our posts on where can you use your Amazon gift card, how do you know if you have Amazon Prime, and if Amazon has layaway.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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