What Is Amazon Shop With Points (What Is It, How It Works + Other FAQs)

Have you heard about Amazon Shop With Points, but want to know what it is, and how it works to see if it’s something you’d be interested in?

Well, I’ve been researching this topic and have found out all of the important details about Amazon Shop With Points, so keep reading to learn what I’ve discovered!

What Is Amazon Shop With Points In [currentyear]?

Amazon Shop With Points allows you to apply your credit card points towards eligible products on Amazon if you register your card and enroll in the program. It’s like a loyalty program where you can use your points during the checkout process on Amazon and save money on your everyday Amazon purchases in [currentyear].

Are you interested in learning even more about Amazon Shop With Points? Do you have other questions you want to be answered? If so, continue reading to find out more details!

What Credit Cards Can You Register for Amazon Shop With Points?

Amazon has partnered with various credit card companies to allow you to use your points as part of the Amazon Shop With Points program including the following:

  • Miles by Discover
  • Hilton Honors
  • Amazon Store Card
  • Chase Ultimate Rewards
  • Amazon Rewards Visa Signature Card
  • Citi ThankYou Rewards
  • Cashback Bonus From Discover
  • Amazon Business American Express Card
  • Membership Rewards Program From American Express
  • Capital One Rewards

How Do I Enroll in Amazon Shop With Points?

Just click the credit card you want to enroll in Shop With Points and then click the “Enroll Now” button to link your credit card to Shop With Points.

Additionally, you’ll need to fill out your credit card number, expiration date, name, and other details such as your billing address, and then choose to use points as the default option.

Once you’ve completed all of the fields on the page, just select “Enroll,” and your card will now be part of Amazon Shop With Points.

How Does Amazon Shop With Points Work?

To use your Amazon Shop With Points after you’ve enrolled, just select that payment method during the checkout process.

Furthermore, you can choose to either use all of the points you have for that order or select how many points you want to use and even combine payment methods.

However, it’s important to note that the points often reflect what was on your last bill, so you may not have as many points as you think, and additional points will be shown on your next bill.

Do I Need Amazon Prime to Use Amazon Shop With Points?

Do I Need Amazon Prime to Use Amazon Shop With Points?

You do not need to be an Amazon Prime member to enroll in the Shop With Points Program as long as you have a valid Amazon account and one of the eligible credit cards enrolled.

However, you may save more money on your Amazon purchases if you’re an Amazon Prime member since you get more savings and exclusive discounts!

Does Amazon Shop With Points Cost Money?

Amazon Shop With Points does not cost any additional money.

However, you may get a better value for your points by redeeming them through your credit card company instead of Amazon.

For example, Citi ThankYou points only can be redeemed on Amazon for $.08 per point so you’re not getting the full value of your points on Amazon.

Does Amazon Shop With Points Expire?

Amazon Shop With Points doesn’t expire as long as you have an active Amazon account and as long as your credit card remains valid.

However, if something happens and your bank closes your credit card, you’ll lose access to those Shop With Points and there is no way to get them back.

Are There Restrictions WIth Amazon Shop With Points?

Amazon does have certain restrictions in place on what products you can purchase if you redeem your Shop With Points balance, and will not allow you to purchase the following:

  • Textbook rentals
  • Amazon Fresh
  • Subscribe & Save
  • Digital Downloads
  • Digital Music Titles (individual)
  • Cell phones that come with service
  • Whole Foods Market
  • Amazon App Store purchases
  • 1-Click purchases
  • Buy Now purchases

Is There a Maximum of Amazon Shop With Points?

There are no caps on Amazon Shop with points or maximum amounts, so you can keep building your Shop With Points and not worry about it.

Further, you can use as many or as few Shop With Points as you want on your Amazon orders, so you don’t need to use them all at once.

Is Amazon Shop With Points Worth It?

Amazon Shop With Points can be worth it for certain credit cards if you get close to a 1-to-1 redemption value, but not all credit cards have the same point value.

For example, when you use Discover for Shop With Points, you get $1 for each point so your point value is the same, and it’s worth using in this program.

However, other credit cards only offer $.08 per point, so you’re better off redeeming those points through the credit card company and not through Shop With Points.

Therefore, you’ll need to look at the specific point-to-cash ratio to see if it’s worth it to use your rewards for Shop With Points or not.

Also, if you shop on Amazon a lot, it may be worth it even if you’re not getting the same value, but it depends on your situation and whether you would use those credit card rewards another way.

To learn more, you can also read our posts on Amazon rewards program, does Amazon refund reward points, and how do Amazon points work.


Amazon Shop With Points allows you to link eligible credit card rewards to your Amazon account and use those rewards as points, which means you can turn them into credits on Amazon.

Furthermore, you can choose to have Shop With Points set up as a default, so your points are put towards all of your orders on Amazon, or you can just manually use the points when you want.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of QuerySprout.com.

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