AppleCare Vs. Verizon Insurance (Price, What’s The Difference + More)

Have you just purchased an iPhone or other Apple product through Verizon and are trying to figure out which insurance to add to your plan?

Do you want to know the essential details about AppleCare vs. Verizon insurance, such as the differences between the two options and the prices? Read on to learn what I’ve discovered!

AppleCare Vs. Verizon Insurance In 2024

The standard AppleCare insurance is only a one-year warranty, but you can purchase AppleCare+, an extended warranty, and insurance for your iOS device as of 2024. In comparison, Verizon insurance offers additional coverage but also costs more and is limited solely to the Verizon network. If you’re looking to save money, AppleCare is the better insurance option.

Are you looking for more similarities and differences between AppleCare and Verizon insurance, such as what is covered in each plan? If so, keep reading below to learn even more!

What’s The Price Of AppleCare Vs. Verizon Insurance?

Verizon Protect will cost you either $14 each month for Tier 1 or $17 per month for Tier 2, and the cost of Verizon Protect will depend on which tier your device falls into.

In contrast, AppleCare is free of charge, but it only lasts one year from the purchase date of your device, and it doesn’t offer a lot of coverage.

However, you can purchase extended coverage for your Apple device by purchasing AppleCare+, which is $200 all at once, or you can pay for it in $10 per month increments.

Moreover, you can view the entire list of prices for AppleCare+ since the price does vary depending on which device you own.

What Are The Differences Between AppleCare And Verizon Insurance?

The basic AppleCare only comes with a one-year warranty which covers issues such as:

  • Dead screen
  • Manufacturer defects
  • Malfunctioning buttons
  • 90 days free support by phone

Further, AppleCare+ offers more benefits if you want to pay the price and includes:

  • The extra year or two of warranty coverage
  • Two years of phone support for free
  • Accidental damage coverage (only covers two claims per year)
  • All of the regular benefits of AppleCare
  • Two theft or loss incidents for the iPhone for an additional fee

However, Verizon Mobile Protect comes with several benefits, including the following:

  • At least three claims allowed within 12 months
  • After-warranty defects
  • Device replacement
  • Theft, damage, and loss protection
  • Device repair
  • Unlimited cracked screen repair
  • Battery replacement
  • Same-day setup and delivery
  • Call Filter & Digital Secure protection
  • Unlimited device refreshes
  • Identity theft monitoring
  • Verizon Tech Coaches for additional help
  • Wi-Fi protection and security

Do AppleCare And Verizon Insurance Have Deductibles?

Do AppleCare And Verizon Insurance Have Deductibles?

Both AppleCare and Verizon insurance have deductibles, and both will have varying deductibles depending on the device and the damage to the device.

Similarly, both AppleCare and Verizon have a $29 deductible for the cracked screen repair, but it’s only $29 for an iPhone on AppleCare.

Additionally, Verizon insurance offers unlimited cracked screen repair as long as you pay the $29 deductible for each instance.

AppleCare+ Deductibles

The deductibles with AppleCare+ will vary depending on which device you own but currently includes:

  • Theft or Loss: $199 and up depending on the device
  • iPhone Screen Damage: $29
  • iPhone Accidental Damage: $99
  • iPod Touch: $29 for any damage
  • iPad: $49 for any damage
  • Apple Watch: $69 for any damage
  • MacBook: $99 if it’s screen damage or $299 for any other damage
  • HomePod: $39 for all damage

Verizon Deductibles

The Verizon deductible will vary depending on the device you own, and the deductibles range from $9 to $229.

Furthermore, you can see a list of some of the Verizon insurance deductible list here, but the most common deductibles include:

  • Screen Repair: $29
  • Lost or stolen device: $19 to $199 depending on which device you own
  • Additional repairs: $9 to $229

Does Verizon Cover Apple Warranty?

If you purchase an Apple product from Verizon, you are covered under the Apple warranty, the standard one-year warranty for all Apple products.

However, if you’d like to purchase the Verizon insurance on top of the AppleCare warranty, you’ll need to do so within 30 days of buying the Apple device through Verizon.

Which Is Better: AppleCare Or Verizon Insurance?

When it comes to which insurance is better, you may find that AppleCare+ insurance is a better fit for you than purchasing Verizon insurance, especially if you’re on a budget.

For example, with AppleCare+, you only pay $10 per month or a $200 fee all at once, which is cheaper than the monthly Verizon charges for insurance.

Additionally, Verizon insurance only protects your device if you are on the Verizon network, so if you switch carriers, then the insurance is no longer valid.

With AppleCare+, you’re covered regardless of whether you have Verizon as your carrier or you switch carriers since the insurance will follow the device.

Furthermore, if you have AppleCare+ and something happens to your device, you’re getting repairs and replacements from Apple instead of Asurion, which Verizon uses.

For many people, knowing that they are getting a device repair from an Apple repair expert is more valuable since Apple technicians work on only Apple devices.

However, if you are a long-time Verizon customer and don’t see yourself switching away from Verizon in the future, then Verizon insurance could be a better choice.

That said, AppleCare+ might not offer all of the benefits of Verizon insurance, but it’s cheaper, and it’ll cover you no matter where you live, regardless of which carrier you use.

To know more, you can also read our posts on Verizon insurance claim, does Verizon insurance cover cracked screen, and buying phone from Apple vs Verizon.


When you look at AppleCare vs. Verizon insurance, AppleCare+ is much cheaper than Verizon insurance since it’s $10 per month compared to $14 or $17 per month.

Also, AppleCare+ covers your Apple device no matter what since the insurance works with any carrier, whereas Verizon insurance only covers your device as long as you have Verizon.

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Florence Howard

Florence Howard has been freelance writing for over a decade, and has a vocational background in retail, tech, and marketing. Outside of work, she enjoys listening to rock and metal, and playing with her dog and cat.

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