Can You Venmo Yourself? (All You Need to Know)

Venmo is one of the most popular money transfer apps in the United States, with over 70 million users. Not only is it growing in popularity, but it’s also starting to have a wider range of uses in the world of finance.

So, since Venmo makes it so easy to send money to friends, many people wonder if they can send money to themselves using Venmo. Is this possible? This article will tell you all you need to know, so keep reading!

Can You Venmo Yourself?

You won’t be able to make a payment to your own account using Venmo in 2024. Even if you have a business account alongside your personal account, it’s not possible to Venmo yourself. However, you could pay a family member and then have them send it back to you on Venmo if you want to add funds to your balance.

There are a few loopholes and some risks when it comes to sending yourself money using Venmo, so keep reading to learn more!

How Can I Venmo Myself Money?

Unfortunately, it’s not possible to Venmo money to yourself. You may wish to use one bank or card to send money to Venmo, and then perhaps deposit it into the other bank account.

However, since Venmo only allows users to have one Venmo account, this isn’t a viable option.

While you can technically create two different Venmo accounts if you use two different phone numbers and different personal information, this isn’t advised.

If Venmo catches someone with two personal accounts, both accounts will be banned.

On the other hand, it’s possible to simply add funds to your Venmo balance if you have a Venmo Debit Card, and the funds will be added from your linked bank account.

Can I Venmo Myself From One Bank to the Other?

You can’t Venmo yourself using one linked bank account to send money to the other one.

Since you can only have one bank account, and it isn’t possible to send money to your own account, this isn’t an option.

Can You Venmo Yourself Money From a Credit Card?

You can’t Venmo yourself directly with only one Venmo account, even if you have a business account. This also goes for linked credit cards.

You won’t be able to pay yourself directly using a credit card on Venmo.

In addition, if you want to add funds to your Venmo balance, you will only be able to do so using an actual bank account, not a credit card.

As well, you will need to be an approved Venmo Mastercard Debit Card user.

How Do I Give Myself a Venmo Gift Card?

How Do I Give Myself a Venmo Gift Card?

While Venmo doesn’t offer its own gift cards, it does accept some prepaid cards as options for a linked “debit card” in your Venmo settings.

Venmo accepts network branded prepaid cards, including cards from American Express, Discover, Mastercard, and Visa. The card will need to be registered under your name.

To add a prepaid gift card to your Venmo account, go to account settings in the Venmo app under your profile. After, tap “Payment Methods.”

From there, tap “Add bank or card” and then tap “Card.”

After, manually enter the gift card information. You may need to link a zip code to your Venmo account for some of the cards to work.

Can I Venmo Myself From a Debit Card?

You can’t send money to your Venmo account using Venmo, since users aren’t allowed to Venmo themselves and can only have one account.

That being said, you can add funds to your Venmo balance from your bank account if you are a Venmo Mastercard debit cardholder.

In addition, one round-about way to Venmo yourself is by sending a friend or family member money, then asking them to send it back to you.

From there, you can use the money that is now in your Venmo balance.

How Do I Add Funds to My Venmo Balance?

Adding funds to your Venmo balance is an easy process, which we’ll outline for you here.

First, keep in mind that this feature is only available to those who have an official Venmo Debit Card.

The first step to adding funds to your Venmo balance is linking a bank account to your profile.

To do this, go to your profile, tap “Settings,” “Payment Methods,” “Add bank or card,” then tap “Bank.”

You can add your banking information manually using Venmo, and then Venmo will want to verify it, either using Plaid or micro transfers.

Next, you can go into your profile by tapping the “Me” tab in the Venmo app. After, tap “Manage Balance” and enter the amount you’d like to transfer and tap “Next.”

Then, confirm the linked bank account you’d like to transfer money from. Review the information listed and then tap “Add {amount of transfer} now.”

How Else Can I Transfer Money Between My Bank Accounts?

If the transfer options available with Venmo won’t work for you, don’t worry. There are many other ways to transfer money between different bank accounts.

Among these options are wire transfers, written checks, and apps such as Google Pay and Zelle.

To learn more, you can also read our posts on how to delete Venmo history, does Venmo work in Canada, and is Venmo secure.


Unfortunately, you can’t send money to yourself on Venmo, even if you have a separate Venmo account. Some might try to set up two personal accounts, but this is prohibited by Venmo and you will be banned if you get caught with two accounts.

There is one way to add money to your Venmo balance without actually being paid, and this is to transfer it from your bank account. However, this is only possible for Venmo cardholders.

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Cara Suppa

Cara Suppa has been freelance writing for over a decade and holds a BA in English and an MS in Integrated Marketing Communications. Outside of work, she is an avid cook, gardener, and discount shopper.

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