If you don’t have a bank account, then cashing a check can be challenging. Luckily, there are lots of ways you can cash checks, including at some retail locations like 711.
711 is known for offering a variety of financial services. However, does the company allow you to cash checks? Keep reading to find out!
Does 711 Cash Checks In 2022?
711 doesn’t cash checks at the counter in 2022. However, there are several other ways you may be able to get your checks cashed. Firstly, many 711’s have Vcom machines that provide financial services like check cashing and paying bills. Secondly, you can also get the Transact card, which allows you to cash cards using 711’s mobile app.
For more information on cashing checks at 711, keep reading below!
How Much Does 711 Charge to Cash Checks?
Often, cashing fees vary based on the location, many stores have a fee of around 0.99%.
However, it can vary widely from store to store. In some cases, there may also be a minimum fee for smaller checks.
Additionally, if you’re concerned about the fee, you can always call ahead and ask what your store’s current fee is. Usually, it will be around 1% of the value of the check.
Does 711 Cash Personal Checks?
Unfortunately, 711 will not accept personal checks.
However, it accepts almost all other types of checks, including tax refund checks, payroll checks, government benefits checks, and even insurance settlement checks
How Do You Cash Checks at 711?
Many 711s have a Vcom check-cashing machine. Using this machine, you can cash many different types of checks.
Usually, these kiosks have an automated touch-screen that allows you to handle other types of banking.
However, you can only cash your check at 711 if it has a Vcom machine. Therefore, if one of these machines is not provided you will not be able to cash your check.
On top of cashing checks, 711 often provides other financial services as well.
Furthermore, 711’s usually only cash checks up to $1500. If the check exceeds this amount, you’ll need to go elsewhere to cash your check.
Can I Cash a Check at 711 Without a Bank Account?
You can cash a check at 711 without a bank account, that is one of the reasons that many people choose to cash a check at 711.
However, you do have to apply for a transact card to cash a check. Applying is easy, though you will need to wait for a card to come in the mail afterward.
Additionally, with this card, you can load a check onto your card for a minimum fee. You can do this all on your mobile using the Transact app.
After you’ve loaded it, you can withdraw it from the card at an ATM.
What Are the Fees for the Transact Card?
The transact card does have some fees associated with it. Opening the account is free, but there is a small fee to withdraw money from certain ATMs.
However, you don’t have to pay any fees if you withdraw from an ATM at 711.
Depositing money and mobile checks are always free, It is also free to reload the card at participating stores.
Additionally, because this card works as a Mastercard debit, most of the fees are what you’d expect from Mastercard.
711 accepts all types of checks except personal ones, and these can be deposited onto a Transact debit card. You can then use the card anywhere that Mastercard is used with few to little fees. Additionally, you are able to preload money onto this card using 711’s mobile app.