Does Chewy Accept PayPal? (All You Need to Know)

Paypal has become a popular form of payment because it’s accepted across several online shops across the world.

So, because Chewy is a fully online business that takes many different payment methods at checkout, you may wonder if this includes Paypal. If so, keep reading!

Does Chewy Accept PayPal In 2024?

Chewy accepts Paypal as one of the payment options at checkout in 2024. You can add it to your payment methods by linking your Chewy and Paypal accounts. Chewy also takes Paypal Credit, the company’s credit facility that works like any other one. It’s free to use Paypal to buy things on Chewy if you’re in the US.

Read on to learn all you need to about using Paypal on Chewy, including how to use it, additional options when paying with Paypal on Chewy, and more!

How Do You Use Paypal on Chewy?

You can use Paypal on Chewy like you would on any other online commerce platform. All you need to do is add it as a form of payment once, and it becomes available on your account.

To add your Paypal to your Chewy account and use it at checkout, follow these steps:

  1. Go through when signed in to your account, and shop as usual, adding items to your cart
  2. Go to checkout when you’re done shopping, and review the items in your cart
  3. Look for the section that contains payment details where options like credit and debit cards would appear
  4. Find and click on the “Add your Paypal account” option
  5. A small window will open where you will need to sign in to your Paypal account
  6. After you sign in, the window should close automatically, and take you back to where you can now use Paypal

When you’ve integrated your Paypal to Chewy, you don’t need to do it again. You need to ensure there’s money in the account, either directly or through linked credit or debit cards.

Does It Cost Money to Use Paypal on Chewy?

It doesn’t cost any money to use Paypal on Chewy. Paypal allows you to pay for items when shopping online with no transaction fees, unless there’s currency conversion involved.

This means that unless you’re using Paypal to pay for something from a company in a different country, you will not be charged.

Does Chewy Take Paypal Credit?

Chewy accepts Paypal Credit as a form of payment, and it was actually accepted before the company even started taking Paypal directly.

We learned this through two separate tweet replies from 2019 to customers asking if they could use Paypal on the site.

These replies said Chewy didn’t accept Paypal at the time, but that it took Paypal’s credit and debit options.

Considering how Paypal works, it makes sense that Chewy would accept Paypal Credit.

This service works on any platform that accepts the basic Paypal option at checkout, and doesn’t need special integration if you have that.

How Can I Use Paypal Credit at Chewy?

How Can I Use Paypal Credit at Chewy?

Using Paypal Credit at Chewy is as easy as selecting the option at checkout. However, not every Paypal account owner has access to Paypal Credit; you will need to apply for the service.

To get Paypal Credit first, you will need to do the following:

  1. Visit
  2. Click on “Personal” at the top of the page
  3. When the drop down menu appears, select “Paypal Credit”
  4. Click on “Apply now” to bring up the terms of service
  5. Go through the terms and conditions of the service, then click on “Apply now” again
  6. Sign in to your account
  7. Confirm your billing address and click on “Continue”
  8. Enter your personal information, including your date of birth, last four digits of your social security number, and phone number
  9. Click on “Agree and review terms” to submit your application

Getting a reply on whether your application was successful usually takes a couple of seconds while they check your credit score, using the information you gave them in step 8.

However, Paypal Credit does not report back to credit bureaus, so it doesn’t impact your credit score.

Rather, PayPal Credit only uses the information you provide to see how you handle loans and decrease chances of fraud.

When you have Paypal Credit, the option to use it should show up automatically at checkout for businesses that accept Paypal when you’ve signed in to your account.

Does Chewy Accept Paypal Pay in 4?

As far as we know, Chewy does not accept Paypal Pay in 4.

This service was rolled out to participating businesses that display its availability prominently, and Chewy doesn’t seem to be one of them.

Luckily, Chewy accepts payment plans such as Klarna and Zip, formerly known as Quadpay.

We know Chewy takes Klarna through some customers that say they’ve used the payment method at Chewy fairly recently.

As for Zip, it doesn’t need to partner with the business to work on their platform so we’re confident that you can use it at Chewy.

To know more about Chewy, you can also read our posts on whether or not Chewy accepts Care Credit, why is Chewy so cheap, and who owns Chewy.


Chewy accepts both Paypal and Paypal Credit. To use Paypal, you will need to link your account. If you’ve successfully applied for Paypal Credit, it should be automatically available during checkout at Chewy.

Using Paypal at Chewy does not cost any money, because Paypal transactions are free if there are no currency conversions involved. Chewy does not accept Paypal Pay in 4, but the company does take other payment plans such as Klarna and Zip.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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