Does Kroger Accept Apple Pay? (All You Need To Know)

For iPhone users worldwide, Apple Pay was a long-awaited feature that allows customers to pay wirelessly while leaving their wallet at home!

While Apple Pay has become incredibly popular and supported by most retail stores, there are some that are resisting this change. So, you might be wondering whether or not Kroger accepts Apple Pay. Here is what I discovered!

Does Kroger Accept Apple Pay?

Unfortunately, Kroger does not accept Apple Pay at any of their stores. Customers can instead download the Kroger Pay app on their iPhones to pay wirelessly at self-checkouts and registers. Kroger only accepts debit, credit cards, Amex, personal checks, and cash as payment methods.

Read on to find out more, including other payment methods that Kroger accepts and how you can still pay wirelessly at Kroger using your iPhone!

How You Can Still Use Your iPhone To Pay At Kroger

Kroger Pay is a contactless mobile payment solution introduced by Kroger in 2019 to create a faster checkout experience for iPhone users.

When you use Kroger Pay, a one-time quick response code (“QR Code”) will be generated for you.

From there, you simply need to scan this QR code when checking out to securely transmit payment information from your mobile phone to the PIN pad at the store.

The Kroger pay system securely combines a customer’s payment and loyalty card information to make for a faster, more convenient experience.

So while it does not use NFC technology like Apple Pay, this is still a great contactless payment method for iPhone users who love shopping at Kroger!

Where Can I Use Kroger Pay?

Where Can I Use Kroger Pay?

Kroger Pay is accepted at in-store locations in the Kroger Family of Companies across the United States that have contactless-enabled POS terminals.

Additionally, Kroger Pay can be used in-store at the attendant lane, self-checkout, and at participating in-store pharmacy checkout, beer, wine, and liquor locations.

However, Kroger Pay is currently not available in Pharmacy drive-thru lanes, Kroger Fuel Centers, some independent merchants within Kroger stores, or other non-Kroger stores.

For pick-up and delivery, you may need to confirm from your preferred Kriger pick-up station if they accept Kroger pay.

What Payment Methods Does Kroger Accept?

Kroger accepts debit and credit cards including, American Express, Discover, MasterCard, and Visa, just like all the other major grocery stores.

Kroger also takes cash, personal checks, WIC cards, and SNAP/EBT cards.

Additionally, Kroger announced that it was considering adding other payment methods such as Apple pay, Google pay, Samsung pay, Fitbit Pay, mobile banking apps, and other contactless means of payment.

However, Kroger had to discontinue the use of Apple pay and other mobile payment services.

Although the reason(s) surrounding the decision remain unclear, Kroger has rolled out its own mobile payment service called Kroger pay.

This replaces payment services like Apple pay at all participating Kroger locations.

Other Contactless Payment Methods That Kroger Accepts

Scan, Bag, Go: with the Scan, Bag, Go technology, customers can scan their groceries using their mobile devices and pay via the Kroger app.

SNAP/EBT benefits: you can order groceries using the Kroger mobile app or via for delivery or free pickup. At pick-up, you can pay with your SNAP/EBT card. Make sure to select EBT at checkout.

What Stores Accept Apple Pay?

Kroger isn’t the only store that does not accept Apple Pay for iOS users. Other large-scale retailers like Walmart, Kmart, and Lowe’s do not accept Apple pay too.

However, there are several other retailers that accept Apple pay.

Here is a list of stores and merchants that accept Apple pay in the United States:

  • Apple Store
  • Target
  • Aldi
  • BJ’s Wholesale Club
  • Walgreens
  • Ace Hardware
  • Staples
  • McDonald’s
  • Pizza Hut
  • Chili’s Grill & Bar
  • KFC
  • Starbucks
  • Coca-Cola’s Vending Pass
  • Kohl’s Rewards
  • Panera Bread
  • Sephora
  • PetSmart
  • Airbnb
  • RadioShack
  • Postmates

To learn more, you can see our related posts on whether or not Walmart accepts Apple Pay, and also if Costco, Walgreens, and IKEA accept Apple Pay.


Kroger allows customers to use different payment services online and at in-store checkout, but it does not accept Apple pay for payments.

You can use other contactless means of payment options like SNAP/EBT cards, Kroger pay, and Scan, Bag, Go technology when shopping at Kroger.

Kroger pay is fast, secure, and uses a QR code that connects customers` payment information to their loyalty account.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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