Does Kroger Have Western Union? (All You Need To Know) 

Western Union is a popular service used to send and receive large sums of money across long distances and is available at various retail stores all over the country.

So if you’re a regular Kroger customer and need to send or receive money through Western Union, you may be wondering – does Kroger have Western Union? Here is what I’ve found out through my research!

Does Kroger Have Western Union?

Kroger has Western Union at over 2,300 stores in the U.S., allowing customers to buy money orders, pay bills, and send/receive money across U.S.-based and international locations. Customers must bring a valid government-issued photo ID, such as a driver’s license to make a transaction.

If you want to learn more about how much money you can transfer in a single transaction, how much it cost to send or receive money via Western Union at Kroger, and much more, keep on reading!

What Services Does Western Union At Kroger Provide?

Western Union kiosks at Kroger stores provide a number of money transfer services for customers, including:

  • Money Order – You can send a money order to a person or a business if you don’t have a checking account or the receiver does not accept checks
  • Send Money – Transfer an amount to a friend or family member living in the U.S. or overseas quickly
  • Pick Up Money – Easily receive money sent by another person at any Western Union kiosk at a Kroger store
  • Pay Bills – Pay your electricity, cable, mortgage, or cellular network bills with ease, receiving proof of payment from Western Union at Kroger

How Much Money Can You Send And Receive Through Western Union At Kroger?

Western Union has set limits on the amount of money you can send and receive via Western Union kiosks at Kroger stores.

You can send up to $5,000 to any location in the U.S. or overseas and receive up to $2,000 at a Western Union kiosk at any Kroger location in the U.S.

What Do You Need To Use Western Union At Kroger?

To send or receive money at a Western Union kiosk in a Kroger store, you must bring along a valid government-issued photo ID such as a driver’s license, passport, military ID, etc.

If you are sending money to another location, you should have the amount (to be sent) in cash or have an adequate balance on your debit card.

Additionally, you should also have the recipient’s name as it appears on their state-issued ID, along with their city, state, and country.

To receive money at a Western Union kiosk, you need to have the MTCN (Money Transfer Control Number) provided by the sender along with your government-issued photo ID for verification.

How Much Does It Cost To Use Western Union At Kroger?

How to Execute A Transaction Via Kroger 

Kroger does not charge customers any fees for receiving amounts up to $2,000 at its in-store Western Union kiosks.

However, Western Union charges a fee for sending money, which depends on several factors, such as whether you’re sending to another location in the U.S. or overseas and the mode of payment you use.

You can head over to the Western Union price estimator to get an idea of the fee you will have to pay depending on how you will be making your transaction.

How Can You Use Western Union Services At Kroger?

To use Western Union money services at Kroger, you can simply head over to a nearby Kroger store and bring all the required documents mentioned above to the Western Union kiosk.

The store employees are highly trained and well-acquainted with the process, so they will be able to guide you regarding the forms you have to fill out to successfully initiate a transaction.

Alternatively, you can use the ‘Stage and Pay’ service using this link which will allow you to prepare your transaction and finalize all details before heading over to a Kroger store to finalize and initiate it.

How Long Does It Take To Send Money Using Western Union At Kroger?

The time it takes to send money to another location in the U.S. or overseas depends on the kind of package you have selected.

You can have the transaction completed in as little as a few minutes and as much as a few days, with higher fees for shorter transaction times.

Visit this link to get more information about the transaction times for sending money to various locations.

If you are looking to learn more, you can see our related posts on whether or not Target has Western Union, whether Walgreens has Western Union, and if Walmart cashes Western Union money orders.

Conclusion: Does Kroger Have Western Union?

Over 2,300 Kroger locations in the U.S. have Western Union kiosks that can be used to pay bills, send and receive money, and buy money orders. You must bring a valid government-issued photo ID to be eligible to make transactions.

Customers can receive up to $2,000 without any charges and send up to $5,000 to any location in the U.S. or overseas for varying fees.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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