Does Lowe’s Take Apple Pay? (All You Need To Know)

As a popular home improvement retailer in the U.S., Lowe’s offers a variety of payment options to its customers both online and in-store to make shopping easy and fast.

So if you own an Apple device and prefer using Apple Pay for your purchases, you may be wondering whether Lowe’s takes Apple Pay. Here is what I’ve found out!

Does Lowe’s Take Apple Pay?

Unfortunately, Lowe’s does not accept Apple Pay as a payment method in any of its physical locations or online. However, Lowe’s accepts other forms of payment, including cash, debit, credit cards, and gift cards. Customers can also use PayPal when purchasing from

To find out why Lowe’s doesn’t accept Apple Pay, what forms of payment Lowe’s does accept, and if you can pay with your phone at Lowe’s, keep reading!

Why Doesn’t Lowe’s Take Apple Pay?

It is currently unknown why Lowe’s does not offer Apple pay as a method of payment in its stores.

However, like other stores, including Walmart, this is normally due to several reasons, including a lack of infrastructure to support payment methods like Apple Pay and also to incentivize customers to use alternative payment methods with lower fees.

Unfortunately, Lowe’s does not have any plans to introduce Apple Pay in the near future.

Can I Use Apple Pay Online At Lowes.Com?

Unfortunately, Lowe’s does not accept Apple Pay online or through its mobile app, i.e. you cannot pay online at with Apple Pay.

However, Lowe’s accepts debit and credit cards, gift cards, Lowe’s credit cards, and PayPal as methods of payment online.

Can I Pay With My Phone At Lowe’s?

You cannot pay at any Lowe’s store using your phone since Lowe’s does not accept any form of NFC payments.

Lowe’s currently does not have any plans to accept NFC payments in the future.

Along with that, you cannot pay via any method of Near-Field Communication (NFC) payment in stores, including Apple Pay and Google Pay.

What Forms Of Payment Does Lowe’s Accept?

Lowe’s accepts a number of payment methods in its stores and online, including:

  • Debit cards, including Mastercard, Visa, American Express, and Discover
  • Credit cards from most major suppliers
  • Cash
  • Lowe’s Gift Cards
  • Lowe’s Credit Cards
  • PayPal, but only online

Can I Pay With PayPal At Lowe’s?

Although you cannot pay via PayPal at any of Lowe’s physical locations, you can pay via PayPal Checkout on its website.

To use PayPal online with Lowe’s, you should choose ‘Other Payment Methods’ at the checkout, and you will find the PayPal Checkout option.

However, keep in mind that you cannot use PayPal Cash Card or PayPal QR codes to pay in-store or online at Lowe’s.

Can I Pay With Samsung Pay At Lowe’s?

Can I Pay With Samsung Pay At Lowe’s?

There are mixed reports as to whether Samsung Pay is accepted at Lowe’s.

It appears that Lowe’s definitely accepted Samsung Pay at some point in the past few years, but it isn’t confirmed if it still does or not.

While Apple Pay and Google Pay use NFC to make contactless payments, Samsung Pay uses both NFC and Magnetic Secure Transmission (MST) methods to make payments.

Additionally, Samsung Pay does not require an upgrade of the physical technology and instead may only require a software update.

Some customers report issues with Samsung Pay in Lowe’s, and others report no Samsung Pay option at all.

Does Lowe’s Accept Any Form Of Contactless Payments?

Lowe’s does not accept any form of NFC contactless payments. This could be due to the lack of infrastructure within the stores.

In fact, NFC requires a technology update that some stores do not yet have. Lowe’s doesn’t appear to accept any form of contactless mobile payment, except for Samsung Pay.

Can I Pay With Google Pay At Lowe’s?

Like Apple Pay, Google Pay is not accepted at Lowe’s since Google Pay is an NFC payment that is not currently accepted at Lowe’s.

Which Stores Do Take Apple Pay?

Even though Lowe’s does not accept Apple Pay, plenty of other stores do. Stores that accept Apple Pay include:

  • Kohl’s
  • JCPenney
  • Costco
  • IKEA
  • Best Buy
  • Ace Hardware
  • Walgreens
  • CVS
  • Rite Aid

To find out more, you can also check our related posts on whether or not Walgreens takes Apple Pay, if CVS accepts Apple Pay, and if Home Depot takes Apple Pay.


Lowe’s does not accept Apple Pay as a form of payment in its physical locations, online, or on its app. They do not accept any form of NFC payment.

However, Lowe’s accepts other forms of payment in stores, including debit and credit cards, cash, gift cards, and Lowe’s credit cards.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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