Does Subway Take American Express? (Full Guide)

Subway is an excellent place to grab a healthy breakfast, lunch, or dinner! But, if you’re going to get a meal from Subway, you might wonder, does Subway take American Express?

It’s helpful to know what payment methods Subway accepts. Therefore, I’ve researched the matter in-depth and will tell you all you need to know about American Express at Subway! 

Does Subway Take American Express?

Subway accepts American Express, and most locations will accept American Express gift cards. Also, you can pay with American Express in-store, at the drive-thru, curbside pick-up, and most locations accept it within the app. However, Subway doesn’t take personal checks but takes other payment forms, including cash and Subway gift cards.

Do you want to know more about Subway and what payments Subway accepts in-store and in the app? Read below to learn all about that and other common questions!

Do All Subway Locations Accept American Express?

Subway accepts American Express at all locations in-store. That said, it’s just as easy to use your American Express credit card as other credit cards at Subway.

Does Subway Accept American Express Gift Cards?

Most Subway locations will accept American Express gift cards since it accepts American Express credit cards.

However, not all Subway locations will allow the American Express gift card as payment.

Furthermore, you should call your local store to verify that it accepts American Express gift cards before ordering your food, just in case.

Can You Use American Express in the Subway App?

Unfortunately, not all stores will accept American Express if you use the Subway app.

So, you’ll need to contact your local store to see if American Express is accepted in the app for that location before you place your order.

What Payment Methods Does Subway Accept?

What Payment Methods Does Subway Accept?

Fortunately, Subway accepts several different payment methods, including:

  • Cash
  • Visa
  • Mastercard
  • Discover
  • American Express
  • Subway gift cards
  • Apple Pay

However, some locations will also accept Google Pay and Samsung Pay, although not all areas will accept NFC payments beyond Apple Pay.

Therefore, it’s best to contact your local store if you’d like to know what NFC payment options are available to use in-store or through the drive-thru.

What Other Restaurants Accept American Express?

In addition to Subway, several other restaurants take American Express and American Express gift cards, including:

  • Applebee’s
  • Burger King
  • Arby’s
  • Buffalo Wild Wings
  • Chipotle
  • Chick-fil-A
  • Domino’s
  • Dunkin’ Donuts
  • Five Guys
  • McDonald’s
  • In-N-Out
  • Panera Bread
  • Papa John’s
  • Starbucks
  • Taco Bell
  • Wendy’s

To learn more about payment methods, you can also see our posts on whether or not Subway takes Apple Pay, whether Subway accepts EBT, and the Subway student discount.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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