Does Target Accept Visa & MasterCard Gift Cards? (Full Guide)

Gift cards from Visa and MasterCard have the added advantage of being accepted at most retail locations in the country and so are excellent gifts to give to a loved one.

Since Target is a popular destination for shoppers in the U.S. and accepts a variety of payment options, you may be wondering if Target accepts Visa and MasterCard gift cards as well? Here is what I’ve found out about this!

Does Target Accept Visa & MasterCard Gift Cards In 2022?

Target accepts both Visa and MasterCard gift cards at all store locations and for online purchases as of 2022. Customers can use prepaid credit gift cards in the same manner as credit or debit cards, with some purchase restrictions. You can also purchase Visa and MasterCard gift cards at Target.

If you want to learn more about Target’s policy on prepaid Visa and MasterCard gift cards, where you can use them, and much more, keep on reading!

How Do You Pay With A Visa or MasterCard Gift Card In-Store At Target?

All Target locations that accept Visa and MasterCard debit cards also accept their prepaid gift cards.

To pay, you can present your physical Visa or MasterCard gift card at an associate’s checkout register.

If you’re paying for your items at the self-checkout counter, scan the code on the back or key in the gift card number to use your gift cards.

Can You Use Visa Or MasterCard Gift Cards At Target.com?

Customers who are shopping at Target online can use both Visa and MasterCard gift cards at checkout.

To apply the balance of your gift card, enter the gift card number in place of a long card number along with the CVV code on the back when prompted for payment at Target.com.

Additionally, digital Visa and MasterCard gift cards can be used at Target.com as well — copy the card number from the eGift card email and apply it at checkout.

You can view the CVV code on the back by clicking on the link below the card image in the email.

What Can You Use A Visa Or MasterCard Gift Card For At Target?

You can use Visa or MasterCard gift cards for just about every purchase at Target, including Target store gift cards.

However, some purchase restrictions apply—prepaid Visa or MasterCard gift cards cannot be used for ATM transactions, cash advances, or for lottery purchases (which are categorized as casino trading).

Other than that, you also cannot purchase any specialty or prepaid credit gift cards with Visa or MasterCard gift cards at Target.

Can You Use Digital Visa Or MasterCard Gift Cards Via Target Wallet?

Although you can link regular debit cards to your Wallet in the Target mobile app, you cannot add either digital Visa or MasterCard gift cards to the Target Wallet.

Digital and eGift Cards must be redeemed online or printed off to use in-store.

Does Target Sell Visa or MasterCard Gift Cards?

Target sells both Visa and MasterCard gift cards with various amounts of prepaid credit on them in increments of $25, $50, and $100.

You can choose between physical gift cards or eGift Cards that will be delivered by email to the recipient.

Note that customers can only buy up to 5 gift cards per day, with an activation fee charged at purchase that starts at $4 and goes up depending on the total amount of credit bought in the gift card.

Keep in mind that Visa and MasterCard gift cards cannot be bought in bulk or be reloaded at any time.

To learn more, you can see our related posts on where you can use a Target RedCard, if Target accepts EBT, and where you can use Target gift cards.

Conclusion

Target accepts Visa and MasterCard gift cards in-store and online, available for purchasing nearly every item except other specialty or prepaid credit gift cards. Customers can also purchase Visa or MasterCard gift cards from Target in varying amounts, with a nominal activation fee. Digital Visa and MasterCard gift cards can be used online but cannot be linked to your Target Wallet.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of QuerySprout.com.

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