Does Walmart Take American Express? [All You Need To Know!] 

Walmart is one of the most popular shopping destinations in the United States that offers a wide range of products in multiple categories.

But when it comes time to complete a purchase, you need to know what forms of payment Walmart will accept. One question on the mind of many shoppers is whether Walmart will accept American Express? Here is what I discovered.

Does Walmart Take American Express?

Yes, Walmart does accept American Express credit cards as a valid form of payment both in-store and at Additionally, Walmart also takes all forms of Amex payment methods, including Amex debit cards, gift cards, and Amex reward points.

In this article, we will explore those options and look at a few other ways you can pay for your favorite Walmart products!

Accepted American Express Payment Methods at Walmart

American Express credit cards are one of many credit cards that you can use at Walmart. But it is not the credit card alone that Walmart will accept. Along with the standard credit card, Walmart will also accept American Express:

  • Debit cards
  • Gift cards
  • Rewards points

Those choices give American Express users plenty of flexibility at the Walmart checkout line.

When it comes to using an American Express credit, debit, or gift card, the transaction process is relatively straightforward. But if you intend to use rewards points, there are some additional details you should know.

Using American Express Rewards Points at Walmart

Using American Express Rewards Points at Walmart

American Express and Walmart have collaborated to develop a program that allows customers to use rewards points for Walmart purchases.

However, to use these points, you need to make your purchase via Additionally, there are some other eligibility requirements you should understand.

First, you must enroll in the American Express U.S. Membership Rewards program. You also need to have one of the following types of cards to make use of your rewards points at

  • American Express Consumer Card
  • Business Card from American Express OPEN
  • American Express Corporate Card

If you use one of those cards during an online checkout, Walmart will charge the entire purchase to your card. Then, you will receive a credit representing the amount that your points covered.

This credit can take a few business days to appear in your statements. Overall, the option to use rewards points on gives American Express users greater freedom as they shop.

Other Cards that Walmart Will Accept

Remember that American Express is not the only card that Walmart will accept for purchases. There are several other common cards that will work as well.

Here are a few of the most common cards that Walmart permits you to use in their stores:

  • MasterCard
  • Discover
  • Visa
  • Walmart credit card

By accepting those major credit cards and numerous other payment methods, Walmart makes it easy to buy their products.

And if you shop at Walmart extensively, you might want to consider getting a Walmart credit card. In the section below, you can learn a bit more about that option.

Unfortunately, Walmart does not accept payments via Android/Samsung Pay or Apple Pay.

What is a Walmart Credit Card?

As an alternative to traditional payment methods, Walmart also allows customers to use a special Walmart credit card. Walmart offers this card through Capital One, and the card is only applicable for Walmart purchases.

If you decide to get this card, you will have several options for cashback percentages. You will also have the chance to make use of the Capital One app to track your card transactions.

For frequent Walmart shoppers, the Walmart credit card by Capital One is an excellent option.


Walmart is a massive store that is used to accommodating many different shoppers. Part of that accommodation includes accepting many different forms of payment. American Express is just one of many card options you can use at Walmart. But if you don’t have one of those cards, there is no need to worry. Walmart accepts numerous other forms of payment as well.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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