Home Depot owes its popularity and success to the variety of benefits, rewards, and financing options it offers to customers to help them save up while shopping at the store.
Regular Home Depot customers may have heard about Home Depot’s Home Improver Card. But what is this card, and what benefits does it offer? Here is what I’ve found out about this!
Home Depot Home Improver Card In 2022
The Home Depot Improver Card, also known as the Consumer credit card, is a payment method exclusive to Home Depot as of 2022. Customers can receive benefits such as discounts and deferred interest, without any impact on their credit scores. Applications for the card are located online.
If you want to learn more about how to apply for the Home Improver Card, what benefits does it offer, and similar cards offered by Home Depot, keep on reading!
What Is A Home Depot Home Improver Card?
A Home Depot Home Improver Card is a new credit option from Home Depot that is an alternative payment method to Citi.
With your Home Depot Home Improver Card, you can purchase services, products, and more in-store, online, and on the Home Depot app.
How Do I Get A Home Depot Home Improver Card?
You can apply online for a Home Depot Home Improver Card, following the instructions provided.
Note that to get a Home Depot Home Improver Card, you will need to have a credit check to see if you are suitable.
You can apply for this credit check for your Home Depot Home Improver Card to see if you pre-qualify without impacting your credit score.
Additionally, there are terms and conditions listed on the Home Depot website that you can check to see if you will be eligible for a Home Depot Home Improver Card.
How Do I Activate My Home Improver Card?
To activate your Home Improver Card, visit the website and enter your Home Depot Home Improver Card number, as well as the last 4 digits of your social security number.
Along with that, you will also have to enter your date of birth in order to confirm your identity.
If you have any issues activating your Home Depot Home Improver Card, you can contact customer services at 1-888-413-1083 for assistance in doing so.
What Are The Benefits Of A Home Improver Card?
There are several benefits to the Home Depot Home Improver Card, especially when you want to begin a project.
Using the Home Improver Card will offer you a deferred interest on transactions over $299, which can be great for helping you to transform your home.
Additionally, you can receive $25 off of purchases worth $25 to $299, $50 off on purchases worth $300 to $999, or $100 off on bills worth $1000 or more.
You also receive a more extended return period, i.e. cardholders will have one year to return products, which is four times longer than the standard returns window.
However, note that the extended period does not apply to goods from the design center.
Other than that, the Home Improver Card also has rotating offers such as 10% off a particular brand or 24-month financing for specific purchases.
Can I Get Extended Financing With My Home Improver Card?
You can have extended financing on various purchases from Home Depot with your Home Improver Card.
There are various offers that change, such as 12-months financing for fencing installation of $2500 or more and a free shelving upgrade with 5% off certain purchases.
Keep in mind that these offers are valid at Home Depot for various periods and are regularly updated on the Home Depot website.
How Do I Manage My Home Improver Card?
You can manage your Home Improver Card on the Home Depot website by logging in at any time on any device to view your Home Improver Card status.
Along with that, you can also track your account activity, pay your bills, and receive exclusive offers through your Home Depot Home Improver Card.
How Do I Check My Home Improver Card Balance?
You can check the balance of your Home Depot Home Improver Card either in-store or online.
Visit your local Home Depot store and head over to the customer service desk, and they will be able to inform you about your balance.
Alternatively, you could contact Home Depot by calling 866-875-5488 and ask the associate to let you know the remaining balance in your Home Improver Card.
Other than that, you can also visit the Home Depot website for information about your balance as well as other services.
Are There Similar Cards To The Home Improver Card?
The Home Depot Project Loan Card is similar to the Home Depot Home Improver Card, as it allows lending for home projects.
The Project Loan Card allows Home Depot customers to borrow up to $55,000 for significant home improvement projects.
Additionally, the card holds a relatively low APR of 7.99% for up to seven years. It is an excellent alternative to the Home Depot Home Improver Card for larger projects.
Now that you know about the Home Depot’s Improver Card, you may also read our related posts on whether or not Home Depot has a senior discount, if Home Depot has a contractor discount, and if Home Depot accepts American Express.
Conclusion: Home Depot Home Improver Card
The Home Improver Card from Home Depot is a credit card that customers can use for purchases and home improvement projects in-store, online, and on the Home Depot app. It offers deferred interest for transactions over $299.
You can check your balance and status of your Home Depot Home Improver Card at any point online or by calling a customer helpline.
Applications follow a similar process to a regular credit card, so you will need to be credit checked before approval. Note that these checks should not harm your credit score.