Home Depot Protection Plan (What’s Covered, How It Works, Time Frames + More)

Many products, such as tools and appliances, can break easily in accidents or even after long use, so it’s great to have a protection plan in place for your items.

So if you’re purchasing any products from Home Depot, you may be wondering – what is Home Depot’s protection plan, and how can you get it? Here is what I’ve learned through my research!

Home Depot Protection Plan

Home Depot’s protection plan applies to major appliances (refrigerators, cooktops, dishwashers, washing machines), power tools, electronics, and holiday decorations. The plan primarily covers electrical or mechanical faults and wear and tear. Following a claim, Home Depot will aim to repair, replace, or reimburse the price a customer initially paid.

If you want to learn more about what the protection plan covers, how to file a claim, and how long Home Depot’s protection plan lasts, keep on reading!

How Does The Home Depot Protection Plan Work?

When you purchase an item in any of the below categories, you will get a standard manufacturer’s warranty and the option of buying a Home Depot Protection Plan for your item (ranging from $3-$500, depending in the product).

You can add it in-store or apply the protection plan to your shopping cart when buying from HomeDepot.com.

Under this protection plan, you can get peace of mind for your items, so you don’t have to worry about the cost of repairing or replacing them.

What Items Does The Home Depot Protection Plan Cover?

The Home Depot protection plan can be applied to the following products:

  • Major Appliances (such as dishwashers, refrigerators, electric and gas dryers or ranges, overhead microwave ranges)
  • Mowers
  • Power Tools (such as drills, electric saws, sanders, and grinders)
  • Water Heaters
  • Grills
  • Generators
  • Small Appliances (such as portable air conditioners, portable heaters, microwaves, and air fryers)
  • Household Electronics
  • Smart Home
  • Power Equipment
  • Fireplaces
  • Holiday Decorations

What Coverage Does The Home Depot Protection Plan Provide?

Protection plans are available for several items sold at Home Depot, with each plan slightly adapted to suit the needs of the appliance.

Under these plans, the items listed above are covered for mechanical and electrical failure and breakdowns caused by wear and tear or another internal error.

Additionally, the protection plans also offer fast repairs or replacements, power surge protection, easy online claims, a ‘No Lemon Policy’, free pickup, and delivery for more oversized items.

Note that Home Depot does not charge additional fees if you decide to hand over your plan to a new owner.

What Are The Time Frames Of The Home Depot Protection Plan?

What Are The Time Frames Of The Home Depot Protection Plan?

The time frames for the Home Depot protection plans vary across products. Major appliances can be protected for 3-5 years under the Major Appliance Plan.

Meanwhile, lower-value items can be covered by the General Merchandise Plan for an additional 2-3 years after the manufacturer’s warranty has run out.

In addition, if you forget to purchase the plan or change your mind about wanting one, you have up to 90 days from when you bought the product to buy or cancel a protection plan.

Do You Need Your Receipt To Use Home Depot Protection Plan?

If you have lost your receipt, then you cannot claim your protection plan. All protection plan claims require you to bring your store receipt as proof of purchase.

However, there are multiple ways to keep your receipt stored safely.

Firstly, if you’re missing your receipt, then there is a chance a Home Depot associate can locate it within the system.

For this, the purchase must have been made with a credit card, debit card, or check and must be within 30 days of purchase.

Alternatively, if you have an account with Home Depot online, you can store your receipt with your account to keep as a reference for your protection plan in the future.

According to Home Depot Protection Plan FAQs, you can use the “store my receipt” function to keep it safe.

How Do You File A Claim Under The Home Depot Protection Plan?

Claims can be filed under the Home Depot protection plan online through a process that takes a few minutes to complete.

Proceed with each step by disclosing information about the problem you are experiencing.

You can also track an open claim through this website and see how it’s progressing and manage your protection and claims.

Is Home Depot’s Protection Plan Worth It?

Whether the protection plan is worth it or not depends on personal preference.

There are pros and cons to both sides since you will still get your manufacturer’s warranty even without the protection plan in place.

With 21 protection plans in a price range of $3-$500, there are still plenty of choices, so you’re not restricted to a one-size-fits-all kind of deal.

Additionally, these protection plans don’t have a deductible like most home warranty companies.

Home Depot’s protection plans are also transferable between old and new owners of items.

So if you sell a covered product, you can call 1 800 466 3337 and begin the transfer to the new owner, which may be a great selling point if you’re looking to sell used appliances.

Keep in mind that many customers suggest that the protection plan is more cost-effective when insuring individual items.

You may look for a program offering more comprehensive coverage if you’re looking to insure numerous devices.

Now that you know about Home Depot’s protection plans, you can also read our related posts on Home Depot Project Loan, Home Depot appliance warranty, and the Home Depot return hours.


Home Depot’s Protection Plan for Major Appliances and General Merchandise covers multiple items across Home Depot’s range, including repairs, replacements, and reimbursements for most of these items.

Prices range across different plans, however, you must retain your receipt and you must purchase the plan within 90 days of making your item purchase.

These protection plans can range from 2 to 5 years depending on your chosen product and plan.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of QuerySprout.com.

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