Can I Use My JCPenney Credit Card At Walmart? (Full Guide)

Much like Walmart, JC Penny is a leading departmental retailer aiming to help customers purchase the products they desire with their own branded credit card. 

However, you may be left with the question: can I use my JCPenney credit card at Walmart? I’ve done plenty of research, and here is what I found!

Can I Use My JCPenney Credit Card At Walmart?

Unfortunately, Walmart does not accept JCPenney credit cards as they are exclusively used at JCPenney stores,, Sephora stores inside JCPenney locations,, Rite Aid, and Rite only. Walmart instead only accepts Visa, MasterCard, and Amex.

If you’d like to know where you can use a JCPenney credit card, and which credit cards are accepted by Walmart, keep reading!

Where Can I Use JCPenney Credit Cards?

JCPenney credit cards can be used at over JCPenney 1,100 department stores across the U.S.,, Sephora concessions inside JCPenney stores,, Rite Aid stores, and Rite

Use the JCPenney credit card at these locations to receive benefits such as birthday gifts, a $10 reward for every 200 points earned, 150+ credit savings days, a passbook of coupons, bonus points days, and more!

Why Doesn’t Walmart Accept Jcpenney Credit Cards?

The JCPenney credit card is not accepted at Walmart as it is exclusive to JCPenney stores, online, Sephora stores inside JCPenney stores,, Rite Aid, and

Additionally, since Walmart is a direct competitor to JCPenney, the company wants to avoid their customer’s shopping elsewhere.

Therefore, Walmart encourages customers to apply for their own credit cards, including The Capital One Walmart Rewards Card and The Walmart Rewards Card.

Which Credit Cards Can I Use At Walmart?

Walmart accepts most major credit cards powered by American Express, Discover, MasterCard, and Visa. Customers can also use Chase pay or select the Amex Express checkout.

To learn more, you can also see our other posts on if Walmart is considered a grocery store for credit cards, if you can use your Walmart credit card anywhere, and if Walmart accepts American Express gift cards.


No, JCPenney credit cards are exclusively used at JCPenney stores,, Sephora sites inside JCPenney stores,, Rite Aid, and

Therefore they cannot be used at Walmart. Discover, Visa, American Express, and MasterCard credit cards are accepted at Walmart. 

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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