What Time Does Cash App Deposit? (All You Need To Know)

Cash App allows customers to send and receive money as well as set up and receive direct deposits in their accounts.

However, if you want to set up a direct deposit for your account, you might be wondering when to expect the money. Continue reading for all you need to know!

What Time Does Cash App Deposit In 2024? 

Cash App deposits take one to five business days to occur, depending on the bank you are using, the pay date, and the amount of money you requested in 2024. Generally, the Cash App direct deposits hit your account by 11:30 AM CST or 12:30 PM EST after initiating them. There may be delays on weekends and holidays.

To learn more about when and what time Cash App deposits hit your account, keep on reading!

How Long Does Cash App Direct Deposit Take?

When a direct deposit is initiated, Cash App makes it available as soon as it’s received. 

On average, these deposits are available within 1-5 business days once they are sent.

However, this might vary depending on your bank’s processing time, but they should hit your account between Monday and Friday.

Therefore, if your direct deposit is delayed or has not been received after 5 days, you should contact Cash App customer service for assistance.

What Time Does Cash App Direct Deposit Hit?

While Cash App does not share this information on their website, on average, direct deposits will hit your account by 11:30 AM CST or 12:30 PM EST after they have been initiated.

However, there may be some delays if the money is transferred around a weekend or a holiday.

Therefore, your direct deposits may not arrive at a specific time based on the processing time and when the transfer was initiated.

Does Cash App Deposit Come Early?

According to Cash App, their direct deposits are available as soon they are received, which is two days earlier than most banks.

Therefore, you can pay your utility bills, process Cash App transactions, and do grocery shopping earlier than if you were relying on traditional banks.

However, on some occasions, the deposits may take longer, depending on when your employer or the sender releases the payment.

Is Cash App Direct Deposits Available On Sunday?

Unfortunately, Cash App direct deposits are unavailable on weekends because the payment app does not process these transfers on Saturdays and Sundays.

Why Is Cash App Direct Deposit Late?

Why Is Cash App Direct Deposit Late?

While Cash App deposits should take 1-5 business days, they can be late sometimes. 

Furthermore, here are some reasons why the deposits can be late.

  • Server Issues

Cash App has more than 40 million active users; therefore, the servers can have issues when there are many users on the platform.

To confirm whether there are any technical issues, you can check the Cash App status page, which indicates whether there are any problems.

Furthermore, if the servers are down, you have to wait for Cash App to resolve the issue. 

However, if the processing time takes longer, even when the servers get back online, you should contact customer support.

  • Bank Issues

Your deposit might be taking longer due to bank issues. For example, your bank might be suspicious of your transactions if they think you have been hacked.

Therefore, to protect your Cash App account, the bank will hold the money until they verify the transaction.

However, you can contact your bank to verify the transfers to your account when this happens.

  • Extra Processing Time

Cash App will deposit the money to a savings or checking account if your deposit is made to a bank account.

So, Cash App will take additional days to deliver your money because of ACH transfers which take several days.

Why Is My Cash App Deposit Not Showing?

If your direct deposit is not displaying, it could be due to the following reasons.

  • You are using the outdated Cash App version
  • You have not completed the Cash App verification process to activate all features
  • Your fund transfer features are not activated

Does Cash App Have A Direct Deposit Limit?

Cash App has a limit for direct deposits. Furthermore, you can only receive up to $25,000 per transaction and $50,000 within 24 hours.

Therefore, when getting direct deposits from your employer, you should have this in mind.

How To Set Up Direct Deposits In Your Cash App?

If you want to receive your deposits in your Cash App, follow these steps to set it up.

  • Select the Banking tab
  • Tap the account and routing number below the balance
  • Follow the options to copy these account and routing numbers
  • Provide these details when prompted.

Alternatively, open “Direct Deposit” under the Banking tab if you have a payroll login. 

Then, tap “Get Started” under Automatic Setup and search for the employer and follow the instructions.

To know more, you can also read our posts on why you can’t receive money on Cash App, why you can’t activate your Cash App card, and why you can’t add cash to Cash App


Cash App deposits take one to five business days to arrive in your account, depending on the bank you are using, the pay date, and the amount of money you requested. Though, there may be delays on weekends and holidays.

Your deposits might also delay because of bank issues, technical errors, or additional bank processing time. However, if your deposit does not show up in your Cash App account after 5 days and there are no issues, you should contact Cash App for further assistance.

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Mackenzie Jerks

Mackenzie is a freelance writer and editor, published author, and music enthusiast who holds a Bachelor of Science in Business Administration. When she’s not writing, Mackenzie is either wrapped up in a book, discovering new music, or introducing herself to a new fitness regimen.

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