Does Ace Hardware Accept PayPal? (Your Full Guide)

Ace Hardware is the world’s largest hardware cooperative, with over 5000 stores currently in operation. Known for selling a range of power tools, outdoor equipment, and raw materials, Ace Hardware is a great location if you’re looking for advice for a DIY project.

If you’re a fan of Ace Hardware, you may be wondering if they accept PayPal to help you purchase your goods and services. I’ve looked into it, and here is what I have learned about using PayPal at Ace Hardware.

Does Ace Hardware Accept PayPal In [currentyear]?

Ace Hardware is able to accept PayPal on their website, as well as accepting Pay in 4 with PayPal. However, physical Ace Hardware stores will not accept PayPal in-store, unless stated otherwise. Also, customers can use a PayPal Cash Card as a physical alternative to paying with PayPal in-store.

For more information about if Ace Hardware accepts PayPal, including how you can use it, if you can use PayPal in-store and online at Ace Hardware, and more, then keep reading!

Does Ace Hardware Accept Pay in 4 with PayPal?

As well as accepting PayPal as a valid method of payment, Ace Hardware have stated that they do accept Pay in 4 with PayPal.

This method allows customers to purchase items from Ace Hardware in 4 payments using their PayPal account, rather than paying the full sum. The first payment of the 4 will be made instantly to Ace Hardware.

According to PayPal, customers will need to tap ‘Pay Later’ when checking out at Ace Hardware, and PayPal will have the ultimate decision whether to grant the delayed payment scheme.

PayPal will allow you to pay the remaining 3 payments to Ace Hardware, with 1 payment every 2 weeks. You will need to pay Ace Hardware using the PayPal app or online.

Can I Use PayPal in Store at Ace Hardware?

If your local Ace Hardware store accepts PayPal, you can use the PayPal app to pay contactless in-store while at the checkout.

You will need to have downloaded the PayPal app to be able to pay in-store at Ace Hardware for your purchases.

Check with your local Ace Hardware store to check they accept PayPal payments.

Can I Use PayPal Online at Ace Hardware?

Can I Use PayPal Online at Ace Hardware?

To use PayPal online at Ace Hardware, simply select PayPal as your chosen method of payment when checking out. Other payment options accepted at Ace Hardware include Visa, MasterCard, American Express, Discover Card, and Ace Gift Card.

You can choose if you would like to make the full payment to Ace Hardware immediately, or if you would like to defer and Pay in 4 with PayPal.

Can Ace Hardware Refund PayPal?

Ace Hardware has stated that they will refund their customers in the original method of payment, meaning your money will be returned to your PayPal account.

If Ace Hardware cannot refund the money to your PayPal account, the retailer has stated they will issue a refund in the form of a gift card for Ace Hardware.

How Else Can I Pay at Ace Hardware?

As well as accepting PayPal payments, Ace Hardware will also accept payments from Visa, MasterCard, American Express, Discover Card, and an Ace Hardware gift card.

Refunds given at Ace Hardware will usually be granted in the same form as the original payment method. If this is not possible, a gift card will be given to Ace Hardware.

Ace Hardware has also begun offering its own credit scheme called the Ace Rewards Visa Credit Card that can be accessed using the Ace Hardware app. The Ace Hardware credit scheme is run by U.S Bank.

To know more about Ace Hardware, you can also see our posts on whether or not Ace Hardware price matches, Ace Hardware’s return policy, and if Ace Hardware accepts Google Pay.


Ace Hardware is able to accept PayPal as one of their payment methods on their website, with the option to pay immediately or to Pay in 4 installments as offered by PayPal. Some Ace Hardware locations may accept PayPal in-store as payment.

If you require a refund, Ace Hardware will try to refund you back through your PayPal account. If this is not possible, you will receive an Ace Hardware gift card for your refund.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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