If you live far away from a bank, you may find it inconvenient and costly to visit the bank every time you need to get a check cashed.
However, since Dollar General stores are scattered all over the U.S. and offer a variety of convenience services, you may be wondering – does Dollar General cash checks as well? Here is what I’ve found out!
Does Dollar General Cash Checks?
Dollar General does not cash checks of any type. Customers can instead visit stores such as Kroger, Walmart, and Safeway to cash their checks with a valid photo ID for verification. Dollar General accepts business and personal checks as a form of payment.
If you want to learn more about other retail stores that cash checks, what happens if you provide a void check, and much more, keep on reading!
Where Can You Get Checks Cashed?
Walmart is a convenient place to cash a large variety of checks inexpensively, including payroll, government, tax, and 401(k) retirement disbursement checks.
Additionally, Transact by 7-Eleven is a check cashing app that loads funds directly onto a prepaid card within 48 hours. You can upload the check to the app using your smartphone’s camera.
Other than that, the following stores will happily cash your checks for you provided you show a valid government-issued photo ID such as a passport, driver’s license, or state ID:
- Kroger
- The issuing bank/your banking provider
- Kmart
- Safeway
- Publix
- Albertsons
- Gas stations including Chevron, Citgo, Dillons, and GetGo
Note that the check must pass the authorization process at most of the locations listed above before it is cashed.
Although this may differ from store to store, the process usually involves fraud prevention technology incorporated into the cash machines.
Does Dollar General Accept Checks For Payment?
Dollar General accepts personal and business checks as a form of payment in-store. However, customers paying via a check must have a valid form of government-issued ID with them for verification.
Note that Dollar General uses Certegy, an electronic third-party verification system, to authorize the check itself before approving payment.
How Do You Pay By Check At Dollar General?
Checks are only accepted as a valid form of payment at Dollar General stores and not online.
To pay using a check, notify the cashier about it and write a business or personal check for the correct amount. The cashier will then verify the payment using Certegy and your valid photo ID.
Once the check is authorized, the cashier will fill in some details on Dollar General’s system before asking you to sign on a pin pad to confirm the transaction.
After this, the cashier will return the paper copy of the check to you since the monetary transaction is processed electronically.
What Happens If You Pay Using A Void Check At Dollar General?
If you attempt to pay for goods with a null and void check, Certegy will reject the bill to prevent the payment from bouncing.
In many cases, checks are declined due to poor writing or signage, however, those using a void check for an ulterior motive will be asked to leave the store.
When using a check, always make sure that you bring an alternative payment method such as cash, a credit card, or a debit card.
Additionally, if your check is declined, consider contacting Certegy or your issuing provider to get to the root of the problem and prevent your check from being declined in the future.
If you want to learn more, you can see our related posts on whether or not Dollar General accepts checks, if Dollar General does cashback, and also if Dollar General accepts Apple Pay.
Conclusion
Although Dollar General does not cash checks, you can use personal and business checks to pay for goods at any store location.
Your check must be authorized using a government-issued photo ID and Certegy. Alternatively, you can cash checks at Walmart, Kroger, Safeway, Publix, the issuing provider, or with the Transact by 7-Eleven app.
