Does Kroger Cash Money Orders? (All You Need to Know)

Retailers like Kroger offer different types of money services to customers if they need to send or receive money.

So, if you are a regular shopper at Kroger, you might be wondering whether Kroger will cash your money orders Here’s all you need to know!

Does Kroger Cash Money Orders In [currentyear]?

Fortunately, Kroger does cash money orders at most of its stores through Kroger Money Services in [currentyear]. You can find these money services at the customer service desk at the store. Prices for sending money orders will vary by location, but they are discounted at $3 if you have a Kroger Plus Shopper’s Card.

Read on for more information about Kroger and money orders, the fees, locations, and what to bring to the store, along with other useful facts and tips!

How Do I Get a Money Order at Kroger?

Before going to any Kroger location to cash your money order, you can use the store locator to search for the nearest location with the service.

Once you get to a Kroger store, head to the customer service desk, where the Money Services is located, and the employee will direct you on how to go about it.

A money order is usually already prepaid; therefore, you don’t have to wait for the check to clear.

Rather, you’ll just need to order the money order, and you don’t need a bank account to process the transaction after filling out the form and paying the associated fees.

What Should You Bring to the Kroger Store?

To cash a money order at Kroger, you’ll need to bring some form of identification to make it easier for the in-store associates to process the money order quickly.

Kroger associates will need your valid ID, social security, or taxpayer-identification number.

This retailer will accept different types of ID, including a state-issued ID, US-issued passport, military ID, driver’s license, resident alien ID, or tribal nation/ reservation ID.

How Much Does a Money Order Cost & What Are the Limits?

Typically, money orders have a limit of $1,000; however, there may be exceptions. Additionally, the cost of sending a money order varies from state to state.

Therefore, if you need to send cash, you can use the tool on Kroger’s Money Services website.

Cashing your money order at Kroger is a seamless process, and the service will accept up to $5,000.

If you cash a money order, the fees start at $3 for money orders worth $2,000 if you have the Kroger Plus Shopper’s Card.

However, if the amount is between $2,000 and $5,000, the fee goes up to $5 if you have a Shopper’s Card.

For instance, if you want to send money to Alabama, you’ll be charged $0.84 with a card and $0.88 without one because the fees depend on the state.

When Can You Cash Your Money Order at Kroger?

When Can You Cash Your Money Order at Kroger?

Kroger has made it easy for customers to cash their money orders by offering enough time.

According to the company website, Kroger’s Money Services desk opens from 8 AM to 8 PM; however, this will change depending on the location.

Additionally, Kroger is open seven days a week and during most holidays. Kroger is also open on Sundays, making it reliable for customers.

Do All Kroger Stores Cash Money Orders?

As the largest supermarket chain in the U.S., Kroger has more than 2,800 locations across the country.

However, not all locations cash money orders or offer Money Services.

These services are available in 2,100 locations across the country; therefore, you can use the store locator to find the nearest one.

To use the store locator, add your state or ZIP code, select the nearest store, and check the operating hours.

Are Kroger Money Orders Refundable?

Fortunately, Kroger money orders don’t have an expiration date.

However, they might come with a non-refundable service charge if the money order is not used within a certain period of time, mostly one to three years.

You can check the terms and conditions at the back of your money order to confirm whether there are any limits or charges.

These penalties vary depending on the state where the money order was purchased.

If you are subject to a non-refundable service charge, you can’t cash it past this period; therefore, you’ll need to request a refund.

Should You Keep the Money Order Receipt?

You’ll get a receipt from Kroger if you purchased or sent a money order as proof. Therefore, you should keep the bottom portion of the money order; it comes in handy in case of any problems.

The receipt has a tracking number to verify that the payee has the cash. Therefore, you should keep the receipt to help you when there are problems.

Can You Send Money Orders Outside the United States at Kroger?

Since Kroger deals in Western Union money orders, you can send money to more than 200 countries globally, including the UK, China, Brazil, Canada, Nigeria, Mexico, and India.

When sending the money, ensure that your recipient is in a position to access and withdraw the money.

To know more, you can also read our posts on what is Kroger Fresh Fare, does Kroger sells lottery tickets, and does Kroger sells stamps.


Kroger does cash money orders at most of its stores through the Kroger Money Services. You can find these money services at the customer service desk at the store. To check whether your nearest store has the Money Services desk, you can use the store locator.

Prices for sending money orders will vary by location, but they are discounted at $3 if you have a Kroger Plus Shopper’s Card.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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