Does Lowe’s Accept PayPal? (Your Full Guide)

PayPal has become a popular option for shoppers looking to pay for their retail purchases, owing greatly to its convenience and security.

So if you plan to use your PayPal balance for your purchases at Lowe’s, you may be wondering – does Lowe’s accept PayPal? Here is everything I’ve found out about this!

Does Lowe’s Accept PayPal?

Lowe’s does accept PayPal online at, but not for in-store purchases as of 2024. Customers should use the ‘PayPal Checkout’ option when shopping online to pay via PayPal balance. To make purchases in-store, customers can use Lowe’s eGift cards bought with their PayPal balance.

If you want to know more about why Lowe’s doesn’t accept PayPal in-store, how you can use PayPal Credit in Lowe’s stores, and much more, keep on reading!

Does Lowe’s Accept PayPal Online?

While you cannot pay using PayPal in Lowe’s physical stores, there is a method of paying via PayPal online at

Once you visit the website, you will find the PayPal option for payment on the checkout page after you’ve selected all your products.

To find and use this option, select ‘other payment options’ and choose PayPal. You will then be able to pay for your cart using your PayPal account.

Why Doesn’t Lowe’s Accept PayPal In-Store?

Lowe’s does not accept PayPal as a form of payment in any of its stores. 

It is currently unknown why Lowe’s does not accept PayPal, and the retailer does not appear to have any plans to accept it in the future.

Can You Use PayPal Credit To Pay At Lowe’s?

Although PayPal can not be used in Lowe’s stores, there is a way to use PayPal Credit to pay for a purchase at Lowe’s.

The only way to use your PayPal Credit when purchasing in-store with Lowe’s is to buy a Lowe’s Gift Card via PayPal and use that gift card to purchase items.

Can You Use A PayPal Cash Card In Lowe’s?

Can You Use A PayPal Cash Card In Lowe’s?

If you have a PayPal Cash Card that MasterCard backs, you will be able to use it at any Lowe’s store as a regular debit card from MasterCard.

Note that if your PayPal Cash Card is independent of services like MasterCard or Visa, you will not be able to use it for in-store purchases at Lowe’s.

What Forms Of Payment Does Lowe’s Accept?

Lowe’s accepts the following payment methods in-store:

  • Debit cards, including Mastercard, Visa, Discover, and American Express
  • Credit cards from most major issuers
  • Cash
  • Lowe’s Gift Cards
  • Lowe’s Credit Cards
  • Personal or business checks, provided you can show a valid government-issued ID that matches the information on the check

Note that Lowe’s currently does not accept Apple Pay or Google Pay.

Can You Use Your Phone To Pay At Lowe’s?

You can not use your phone to pay at Lowe’s as it does not accept Near-Field Communication (NFC) payments. 

This means that Lowe’s cannot process payments from Google Pay or Apple Pay.

However, according to a tweet by Lowe’s, you can pay via Samsung Pay at Lowe’s stores.

This is because Samsung Pay can use Magnetic Secure Transmission (MST) technology to authorize payments, and this does not require making an upgrade to the checkout terminal.

Despite this, remember that the option of paying via Samsung Pay may not be available at all Lowe’s stores.

To learn more about Lowe’s payment methods, you can also read our articles on whether or not Lowe’s takes Apple Pay, if Lowe’s takes checks, and if Lowe’s sells Visa & Mastercard gift cards.


You can use PayPal Checkout to purchase items online. However, Lowe’s does not accept PayPal as a payment method in any of its physical stores.

Other payment methods Lowe’s accepts include most major credit and debit cards, cash, personal and business checks, and Lowe’s Gift Cards.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

1 thought on “Does Lowe’s Accept PayPal? (Your Full Guide)”

  1. Paypal is not an option for Lowes online anymore, only Applepay shows as an option other than credit or debit card. I have asked them on online chat, and all they say is sorry it’s not an option at this time. Sucks because I use PayPal for most online purchases.

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