Does Onlyfans Accept PayPal? (All You Need to Know)

Onlyfans is a digital content subscription service where the “fans” subscribe and pay content creators. PayPal is a financial technologies platform that you can use to buy or pay for items and services.

If you are a creator of Onlyfans or a “fan” that wants to subscribe, you might be curious about the available payment options and wonder if you can use PayPal? This is what I found out!

Does Onlyfans Accept PayPal In 2024?      

You cannot currently use PayPal for Onlyfans in 2024. This is because PayPal has a policy against the sale of sexual content through a digital medium, and many of the creators on Onlyfans produce sexual content. PayPal also only allows transactions for “sexually oriented physical goods” in the US.

If you want to subscribe or create content on Onlyfans, and want to learn about other payment options, if you will ever be able to use PayPal, and more, continue reading!

Why Doesn’t Onlyfans Accept PayPal?

Onlyfans does not accept PayPal as a payment method because PayPal has a policy regarding sexual content on digital mediums, which is what a lot of Onlyfans content is.

PayPal policy states:

 “We permit U.S.-only transactions for certain sexually oriented physical goods that are physically delivered to the customer. Videos, DVDs, and, magazines are examples of physical goods.”

PayPal does not permit its customers to buy or sell:

  • Sexual content or “digital goods” through digital mediums
    • Example: pictures or videos that you can download
  • Sexual content or goods that seem to, or do, involve minors
  • “Services whose purpose is to facilitate meetings for sexually-oriented activities”

What Forms of Payment Does Onlyfans Accept?

Onlyfans accepts payment through the following means:

  • Visa
  • MasterCard
  • Discover
  • Maestro
  • Debit cards
  • Some Prepaid Visa cards

Onlyfans will not accept payments through:

  • Most Prepaid cards
  • Gift cards
  • PayPal

Is Onlyfans Safe to Use my Credit or Debit Card?

Does Onlyfans Accept PayPal?

Fortunately, Onlyfans is a secure website to use your credit or debit card for payment.

Onlyfans uses 3D Secure Authentication on its platform, which adds security to your account and information, and it helps prevent fraudulent activity.

3D Secure Authentication, or 3DS, is a security tool that works by adding an extra step to authorizing payments, which is authenticating the cardholder.

How Can I Pay for Onlyfans Without a Credit Card?

To subscribe on Onlyfans, you’ll need some form of a payment method linked to your account, even if you never have a charge.

However, you don’t have to use a credit card as your payment method.

If you don’t want to use your credit card, you can link a pre-paid card or your debit card to your Onlyfans account.

To add your payment method:

  1. First, log into your Onlyfans account
  2. Second, click on the profile icon
  3. Next, click on “Your Cards”
  4. Click on “Add A Payment Card”
  5. Enter your card information
  6. Last, once you are finished entering your information, click “Submit”

To know more, you can also read our posts on Coinbase to PayPal, how to unblock on PayPal, and PayPal confirm receipt.


You currently can’t use PayPal to pay for subscriptions or receive payment through Onlyfans. PayPal has a policy against sexually-oriented goods on digital mediums, and that is what many creators on Onlyfans produce.

Therefore, PayPal will not allow Onlyfans to use it as a payment method. However, Onlyfans does accept other payment options, such as Visa, Discover, some prepaid cards, and more.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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