Does Sam’s Club Optical Take Insurance? (All You Need To Know)

At most of Sam’s Club’s 600+ locations, an extensive Optical Center inside offers everything from prescription sunglasses to eye exams.

Eyecare Services at Sam’s Club are available to both members and non-members. So, you may be wondering if Sam’s Club’s Optical Center accepts insurance. And if so, what kinds?

Here is everything I have found out about the Optical Center at Sam’s Club!

Does Sam’s Club Optical Take Insurance?

Sam’s Club Optical does accept certain insurance plans such as NVA, Avesis, MESVision, Heritage, and more. However, the types of accepted optical insurance plans vary from each Sam’s Club Store. Additionally, Sam’s Club does not accept EyeMed, VSP, MetLife, and VBA.

To learn about the most popular insurance plans accepted at Sam’s Club and what services are available to members, continue reading!

What Insurance Does Sam’s Club Optical Accept?

The insurance plans accepted by Sam’s Club Optical Center vary depending on the location because the optometrists are independent and have different prices and accepted insurance.

To check if your insurance provider covers optical services or products at Sam’s Club, call your local store, as they will have a complete list of accepted insurances.

Some of the popular insurance providers that most Sam’s Club locations accept include the following:

  • Avesis
  • NVA
  • Superior Vision
  • Davis Vision
  • UnitedHealthcare
  • FEP BlueVision
  • Heritage Vision Plans
  • MESVision
  • Community Eye Care
  • Spectera

Another aspect of insurance coverage to keep in mind is that some companies only cover material, like frames or lenses, but not eye exams, while other insurance plans only cover eye care services and not your frames or contact lenses.

Additionally, Sam’s Club does not accept insurance as a form of payment for online purchases of eyecare products.

What Insurance Is Not Accepted At Sam’s Club?

Even though there is an extensive list of popular insurance plans that Sam’s Club’s Optical Center accepts, there are a few that are not taken.

For example, Sam’s Club is not in-network for individual VSP insurance plans. However, the Optical Center does accept select VSP employee plans, like the VSP Walmart Visions Plan.

Some of the other insurance providers that are commonly not accepted at Sam’s Club include the following:

  • EyeMed
  • Humana
  • MetLife
  • Aetna
  • Ameritas
  • VBA

Again, the insurance plans accepted at Sam’s Club Optical differ between locations. So, to find out if your insurance plan is covered, make sure you give your store a call.

Why Do The Accepted Insurance Plans Vary Between Different Sam’s Club Locations?

You may be wondering how insurance coverage can be so different depending on what Sam’s Club Optical Center you go to, and there is a rather simple answer.

The accepted insurance plans depend on the optometrists that work at Sam’s Club. Since the optometrists are independent, this means they are not technically employees of Sam’s Club.

Because optometrists are independent, this also means that they can set their own prices and decide what insurance they will accept or deny.

Basically, Sam’s Club acts as a landlord for the optometrist at the Optical Center. The optometrists rent out space from Sam’s Club and therefore can accept and deny whatever insurance they would like.

Do You Need To Be A Member To Visit Sam’s Club Optical?

Do You Need To Be A Member To Visit Sam’s Club Optical?

One of the convenient aspects of the Optical Center is that you do not have to be a member of Sam’s Club to have access to their eye exams and other eye care services.

However, to purchase frames, contact lenses, or any other eye products, you have to be a member to do so.

Do You Need To Be A Member To Buy Glasses Or Contacts At Sam’s Club?

Sam’s Club’s low prices on frames, readers, contact lenses, and other eye products are only available to their members.

You can use a Sam’s Club membership to buy products both in-store and online.

A basic membership plan at Sam’s Club costs $45 a year and gives you access to the everyday low prices on bulk groceries, cleaning products, household supplies, and everything else sold at Sam’s Club.

What Kinds Of Eye Products Does Sam’s Club Sell?

If you are looking for quality eye products from top brands, Sam’s Club has everything you could imagine!

Some of the products Sam’s Club offers their members include:

  • Contact solution
  • Reading glasses
  • Sunglasses
  • Eye drops
  • Contact lenses
  • Eye health supplement

Although you can get an eye exam at Sam’s Club without a membership, you cannot buy any eyecare products unless you are a member.

Contact Lenses

Sam’s Club sells a variety of contact lenses, and your optometrist will recommend the best type of lens for you.

Soft, hard, and colored contact lenses are all sold at Sam’s Club. Soft contact lenses are the most popular because they are the most comfortable.

Hard contact lenses are best for those prone to allergies. And finally, colored contact lenses are great if you are looking to switch up your eye color.


Protecting your eyes from the sun is essential, especially if you spend a lot of time outdoors. Sam’s Club sells plenty of polarized shades in seemingly endless designs.

Vision Supplements

Sam’s Club also sells several natural supplements that can address eye discomfort and promote eye health.

Although these supplements are vitamins and minerals, it is best to check with your optometrist before taking them, as some brands may cause sensitivity.

Reading Glasses

Sam’s Club sells a wide array of designer reading glasses designed to fit your optometrist’s prescription.

All of Sam’s Club’s reading glasses are lightweight and provide you the option of either plastic or metal frames.

To learn more, you might also be interested in reading up on Walmart Vision Center return policy, and if Costco Optical takes insurance.


Sam’s Club does accept some major insurance plans at their Optical Center. The types of insurance that Sam’s Club takes vary depending on the optometrist.

Fortunately, you do not need to be a member to get an eye exam at Sam’s Club, and your insurance may cover the service.

In addition to eye services, your insurance may also cover the various eye products, like glasses, contact lenses, or reading glasses, that Sam’s Club sells.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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