Does Target Do Cash Back? [Limits, How To + More]

Target is popular all over the U.S. as a retail destination that makes shopping easy, convenient, and full of facilities for customers.

Since getting cash back on purchases is an easy way of acquiring some cash without going to the ATM and paying hefty fees, you may be wondering – does Target do cash back? Here is what I’ve found!

Does Target Do Cash Back In 2022?

Target offers cash back of up to $40 at most store locations as of 2022 on purchases made with debit cards (including Target RedCard) at checkout and self-checkout counters. There is no minimum purchase limit or transaction fees. Target does not give cash back with personal checks or credit cards.

If you want to learn more about the types of payment methods that are eligible for cash back, how much cash back you can get in one transaction, and other stores that offer cash back, keep on reading!

What Is Target’s Cash Back Policy?

Most Target stores offer up to $40 cash back in $10 bill increments, although the total can vary from location to location.

Moreover, Target does not charge fees for cash back when you pay with debit cards, so you can ask for cash back either at the register during checkout with a Target associate, or by selecting the cash back option on the card reader during self-checkout.

If you are getting cash back at a self-checkout counter, the denominations of bills may be limited to whatever is within the kiosk itself.

What Are The Cash Back Limits At Target?

Target locations that offer cash back generally have a $40 cap on cash back amounts for each transaction. However, this amount can vary depending on the location of the store.

Customers should also be aware that personal debit cards or checking accounts may have a daily limit on withdrawals, so it is best to keep within those limits to avoid banking fees or denied transactions.

How Do You Get Cash Back At Target?

You can get cash back during checkout at a Target store either at an associate’s register or self-service kiosk. The cashier can provide up to $40 in cash back, or you can select the cash back option on a self-checkout kiosk’s card reader.

Note that although you must complete a purchase to request cash back, there is no minimum purchase limit to qualify.

Additionally, customers cannot withdraw more funds than what is available in the linked checking account (after deducting the purchase amount). So if your Target purchase totals $20 and you would like $30 cash back, you will need at least $50 available in your bank account for a successful transaction.

Can You Get Cash Back With Debit Cards At Target?

You can get cash back when purchasing goods at Target with debit cards including the Target RedCard Debit Card.

Since the Target RedCard debit card is directly attached to your bank’s checking account, using it for cash back draws the money directly from there, so make sure you have sufficient funds in your account.

Can You Get Cash Back With Credit Cards At Target?

Unfortunately, you cannot get cash back on purchases completed with a credit card, even if you are using Target’s own credit card.

However, if you have a Target MasterCard, you can get cash advances at any ATM, bank, money transfer service, or casino. You will need a PIN to use the Target MasterCard at ATMs which you can manage directly from Target’s website.

Can You Get Cash Back With Personal Checks At Target?

You cannot get any cash back at Target if you pay for purchases with a personal check.

This is not a common way to get cash back, so you may find it difficult to find locations that accept this method of payment for cash back.

Can You Get Cash Back With Gift Cards At Target?

Can You Get Cash Back With Gift Cards At Target

Some Target locations do offer cash back on purchases completed with a Target gift card. However, there are certain restrictions: the total amount on your gift card must not exceed your state’s maximum cash back limit in order to be eligible.

Moreover, depending on where you live, if the gift card has more than $10 remaining on it, you might not be able to get cash back at all.

Other Target locations will not give cash back in the form of bills for Target gift cards. Instead, these will return the remaining amount from your purchase as a gift card only.

Can You Get Cash Back With Target’s Wallet App?

You can use Target’s Wallet app to request cash back, but only if it has a Target Debit Card attached to it.

Target Wallet is part of Target’s shopping app for smartphones, available for both iOS and Android users. Wallet is the feature that simplifies and speeds up the checkout process for Target RedCard payments and coupon applications.

To get cash back through Wallet, select your Target Debit Card, set the toggle in the “Cash Back” cell to on, enter the dollar amount for the transaction, and proceed to scan the barcode.

Can You Get Cash Back At Target’s Self-Checkout?

You can get cash back on your purchases if you opt for the self-service checkout kiosks at Target. However, the maximum amount you can withdraw may be different at various self-checkouts and the denominations of the bills may be limited.

If you find yourself having trouble with cash back at self-checkouts, ask a Target associate for assistance (and don’t forget to take the cash out of the receptacle).

Does Target Charge Fees For Getting Cash Back?

Target does not charge any fees for getting cash back in their stores. Moreover, Target also does not implement any minimum purchase limits for being eligible to request cash back.

The only charges to keep an eye out for come from your bank—some accounts will charge fees for withdrawing more than your daily allocation of funds. Therefore, knowing your bank’s limit is important to avoid excess charges on your cash back transaction.

How Else Can You Get Cash Back At Target?

Some Targets also have ATMs inside the store for customers to withdraw cash from. Although you cannot search for Target locations by ATM availability on Target’s website, you can call local stores and inquire about the availability of ATMs.

Note that Target does not charge any additional fees beyond what the ATM’s banking service provider charges customers who are not members. So if the Target ATM is from a bank outside your network or branch, be aware of provider fees and whether your bank will reimburse these.

What Other Locations Offer Cash Back?

You can get cash back at several other locations including grocery stores, dollar stores, gas stations, drug stores, and more. Cash back price limits and service fees also vary from store to store.

Locations that offer cash back include:

  • 7 Eleven ($10 cash back limit)
  • Albertsons ($100 to $300 cash back limit)
  • ALDI ($100 cash back limit)
  • Chevron ($10 cash back limit)
  • Circle K ($40 cash back limit)
  • Costco ($60 cash back limit)
  • CVS ($35 cash back limit)
  • Dollar General ($40 cash back limit)
  • Dollar Tree ($50 cash back limit)
  • Family Dollar ($50 cash back limit)
  • Food Lion ($200 cash back limit)
  • Hannaford ($100 cash back limit)
  • Jewel-Osco ($100 cash back limit)
  • Kmart ($50 cash back limit)
  • Kroger ($300 cash back limit, and fees between $0.50 and $3.50)
  • Meijer ($50 cash back limit)
  • Publix ($100 cash back limit)
  • Ralphs ($200 cash back limit)
  • Safeway ($200 cash back limit)
  • Save Mart Supermarkets/S-Mart ($200 to $300 cash back limit)
  • Shell ($40 cash back limit)
  • Shoppers Food Warehouse ($300 cash back limit)
  • ShopRite ($200 cash back limit)
  • Staples ($40 cash back limit)
  • Trader Joe’s ($50 cash back limit)
  • Vons ($200 cash back limit)
  • Walgreens ($25 cash back limit)
  • Walmart ($100 cash back limit)
  • Whole Foods ($100 cash back limit)
  • Winn-Dixie ($100 cash back limit)

Most of these stores will primarily accept debit cards for cash back requests, whereas some stores will also allow personal checks to be used.

Note that cash back with a credit card is typically not allowed, with the exception of Discover credit cards.

What Locations Do Not Offer Cash Back?

Clothing, home furnishing, and home goods retailers tend not to offer cash back. Here are some of the places where you cannot get cash back:

  • Forever 21
  • H&M
  • Hobby Lobby
  • Michaels
  • RaceTrac
  • Restoration Hardware
  • Speedway
  • Starbucks
  • Wawa

To learn more, you can see our other guides on whether or not Dollar General, Walgreens, and Walmart do cash back.

Conclusion: Does Target Do Cash Back?

Target offers customers cash back on purchases made with debit cards, including the Target RedCard debit card. Cash back is available at associate registers and during self-checkout, with no minimum purchase limits or extra fees. Target will typically offer up to $40 in cash back in $10 bill denominations. Alternatively, you can also get cash back using Target’s Wallet app.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of QuerySprout.com.

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