Does Walmart Take Starter Checks? [Full Guide]

Walmart accepts a range of payment types, and cash various types of checks, including paychecks and retirement funding.

However, you may be wondering if Walmart takes starter checks at their in-store MoneyCenters. Here is what I discovered!

Does Walmart Take Starter Checks? 

Unfortunately, Walmart does not accept starter checks. Walmart will, however, accept all printed and authorized checks for a small fee of between $4 and $8, depending on the check value. Other stores that take starter checks include Lowe’s, Kmart, Target, and Costco.

To learn more about why Walmart refuses to take starter checks and which stores do, keep reading!

Why Doesn’t Walmart Accept Starter Checks?

Walmart is one of many grocery stores that do not cash starter checks as part of shop policy in order to help prevent fraudulent activity.

Due to not being pre-printed, starter checks require handwritten information that, without a photo ID, could risk a chance of being a counter-check.

To find out more about ordering pre-printed checks that are accepted at Walmart, have a look at this webpage.  

Which Stores Accept Starter Checks?

There are some stores that do accept starter checks, but many are wary due to potentially fraudulent activity.

Stores that do accept starter checks include Costco, Kmart, Target, Home Depot, Lowe’s, and Office Depot, though they require valid government photo IDs.

Additionally, if you have none of the above stores close by, you should be able to cash starter checks at your local bank.

Some of the biggest banking names, including Bank of Amerca, Citibank, Chase Bank, and BMO Harris Bank cash starter checks.

What Type Of Checks Does Walmart Accept? 

While you might not be able to cash starter checks, Walmart accepts a range of checks, with their policy allowing for all pre-printed checks to be accepted. These include: 

We advise you to bring a valid photo ID whenever you wish to encash a check. Additionally, if it is the weekend, you can see our guide on whether or not Walmart cashes checks on Saturdays and Sundays.

Conclusion: Does Walmart Take Starter Checks

In summary, Walmart, unfortunately, does not take starter checks due to fraud risks. However, similar stores, such as Kmart, do accept starter checks alongside valid photo IDs. If you do wish to encash starter checks, the best place to do it is your bank!

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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