NetSpend Withdrawal At Walmart [Limits, Fees + More]

NetSpend prepaid debit cards allow customers to purchase goods in-store and online. They are valid at retailers that accept Visa and MasterCard debit, such as Walmart.

Walmart’s MoneyCenters help customers complete their financial errands without needing to visit a bank, from cashing checks to reloading prepaid cards. So you may wonder whether Walmart facilitates NetSpend withdrawals. Here’s what I found!

NetSpend Withdrawal At Walmart

Walmart allows NetSpend withdrawals of up to $4999.99 at the Walmart MoneyCenter (every 24 hours) for a fee of $4 or 2.75% of the transaction amount. Additionally, customers can get cashback at the register, self-checkouts, and ATMs in Walmart. NetSpend charges those on a pay-as-you-go plan $1 to $2 debit fees. 

If you’d like to know how to avoid withdrawal fees, and the easiest way to take out NetSpend funds at Walmart, keep reading!

How To Withdraw Netspend Funds At Walmart!

The easiest way to withdraw funds from your NetSpend account is over the counter at your local Walmart MoneyCenter.

Ensure you bring your physical NetSpend debit card and a government-issued photo ID such as a passport or driver’s license. Once you’ve paid the necessary fees, the cashier will provide the funds.

If you’re purchasing goods at Walmart, you can kill two birds with one stone by asking for cashback before paying at the register or self-service checkout. Most Walmart stores provide money back using your NetSpend debit card. 

Request cash back on the self-checkouts in a similar way to regular debit cards. Press your card into the reader, enter your pin, and the amount you’d like to withdraw. If approved, you’ll receive your funds.

Another efficient way to withdraw NetSpend funds is via Walmart’s in-store ATMs. Slot your NetSpend card and PIN as usual and select how much you wish to receive.

ATM withdrawals incur more considerable fees meaning you may consider cash back at the checkout instead. 

What Is The NetSpend Withdrawal Limit At Walmart?

What Is The NetSpend Withdrawal Limit At Walmart?

NetSpend has a maximum withdrawal limit of $4,999.99 every 24 hours at over-the-counter locations such as the Walmart MoneyCenter.

If you plan on withdrawing large sums of money, you may wish to contact your local store in advance to ensure they have sufficient cash to fulfill your request. 

Walmart enforces $100 cashback limits with any debit card purchase at an operated register, which applies to NetSpend withdrawals. Additionally, you may experience lower fees of $60 per transaction at the self-checkouts.

Additionally, NetSpend users can withdraw up to $325.00 when completing a Walmart ATM transaction and customers can complete up to 6 transactions per day at a maximum of $940 every 24 hours.

Does Walmart Charge Fees To Withdraw From A NetSpend Card?

Yes, NetSpend withdrawal fees vary at Walmart depending on your method. Walmart MoneyCenters charges fees in accordance with NetSpend’s maximum fee limit. Therefore, you can expect to pay up to $4 or 2.75% of the amount withdrawn.

If you are on a NetSpend pay-as-you-go plan, you’ll face charges of $1 to $2 per debit transaction. Fees do not apply to customers on the Monthly Plan or Reduced Monthly plan. 

Walmart ATMs usually charge an operation fee of $2.50 to $3 with each withdrawal. Meanwhile, NetSpend charges $2.95 for ATM withdrawals as they are not linked to a regular network.

How To Withdraw NetSpend Money For Free At Walmart?

If you’re looking to skip NetSpend withdrawal fees, you should consider the cash-back method at the cash register or self-checkouts at Walmart do not charge cash-back fees. Ensure you are not on the pay-as-you-go plan to avoid Netspend’s debit charges.

To learn more, you can see our related posts on the cashback withdrawal limit at Walmart and also if you can get cashback from Walmart gift cards!

Conclusion: Netspend Withdrawal At Walmart!

Withdraw NetSpend funds at the money center for $4 or 2.75% of the total amount taken. Receive up to $4999.99 every 24 hours. Customers can also request cash back at the register or self-checkout. Withdraw up to $100 with debit fees of $1 to $2. Alternatively, withdraw from a Walmart ATM. Receive up to 6 transactions taking up to $940 per 24 hours.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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