Does Target Accept Care Credit? (All You Need To Know)

CareCredit is a special credit card that can be used for healthcare purchases. While it is typically used at doctor’s offices, some retailers also accept it.

While you can only purchase care items with this card, some of them can be found at Target, such as medications and supplements. However, to find out if you can use this card at this retailer, keep reading!

Does Target Accept Care Credit In 2024?

Target does not accept CareCredit in 2024. While it may sell some items that CareCredit technically covers, you can still not use the card at store locations. Because this is a corporate-wide policy, no Target locations will accept this credit card, as its system is simply not set up for processing it.

For more information on what you can purchase with CareCredit, keep reading below for more useful facts!

What Payment Options Does Target Accept? 

Target accepts many different payment options, such as the following:

  • Cash
  • Target RedCard
  • Credit cards
  • Debit cards
  • Installment plans
  • Affirm
  • Sezzle
  • Rebate checks
  • Other similar forms of payment

However, there are a lot of payment methods that Target does not accept. For instance, the company does not currently accept Care Credit, as it’s not one of the company’s partners.

Target also does not accept money orders, business checks, gift cards for other merchants, and chamber bucks.

Usually, Target does not accept foreign currencies. However, in some locations, it also accepts Canadian dollars or Mexican pesos. The exchange rate is updated every week or so.

What Stores Accept CareCredit?

There are only a few stores out there that accept Care Credit. Typically, this payment option is accepted at most healthcare providers.

Many pharmacies also accept them, such as Walgreens and Rite Aid.

Sam’s Club and Rite Aid are the only retailers that allow consumers to pay with CareCredit.

Both of these companies are owned by the same company, so it only makes sense that both of them accept CareCredit.

However, you can’t purchase just anything at these retailers with CareCredit. It only works for health items, including wellness and personal care items.

You will have to separate out qualifying items from other unqualifying items.

What Can You Purchase with CareCredit?

What Can You Purchase with CareCredit?

You can only purchase care items with CareCredit. Typically, this sort of payment option is used for paying for doctor’s visits and similar expenses.

It’s use as a credit card at qualifying stores tends to be a secondary function for those that purchase many health care supplies.

However, as the name suggests, this is a card that is only for healthcare items. However, typically “wellness” and personal care items also fall under this category.

What counts as a care item and what doesn’t can be a bit confusing. You can purchase some pet items with CareCredit, for instance.

Fitness equipment is also included, as are vision services. Cosmetics are included, since they are technically a “personal care” item.

You can only purchase these items in qualifying stores, which aren’t many. For instance, Walgreens, Rite Aid, and Walmart are the main places that accept CareCredit currently.

Beyond that, it is accepted by many different retailers nationwide.

Can You Use CareCredit for Groceries?

While places like Walmart do accept CareCredit, that does not mean that you can use it for groceries. The card only works for care items, which does not include groceries.

Instead, you can only purchase medical supplies, prescriptions, cosmetics, and wellness items. Food does not fall into any of these categories.

If you purchase groceries along with these items, then you’ll likely need to separate out the qualifying items from the unqualifying items, and make separate purchases.

To learn more, you can also read our posts on whether or not Target accepts Venmo, if Target accepts Visa & MasterCard gift cards, and if Target takes WIC.


CareCredit can be used to pay for all sorts of health expenses. However, you can only use it at certain locations, such as some doctor’s offices. Retail stores typically do not accept it, though Walmart does.  

Target does not currently accept CareCredit, and we doubt it will anytime soon. CareCredit is partnered with Walmart, which is a direct competitor to Target. Therefore, it is likely that the company will not accept it anytime soon.

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Marques Thomas

Marques Thomas graduated with a MBA in 2011. Since then, Marques has worked in the retail and consumer service industry as a manager, advisor, and marketer. Marques is also the head writer and founder of

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